Bad loans at Chinese commercial banks fall in 2010

    BEIJING, Jan. 26 (Xinhua) -- China's banking¹ watchdog said Wednesday Chinese domestic commercial banks' balance of non-performing loans (NPL) decreased（减少） 14 percent through 2010 to stand at 429.3 billion yuan (65.17 billion U.S. dollars) at year-end.
    At the end of 2010, the banks' NPL ratio had edged down 0.44 percentage points over the year to 1.14 percent, the China Banking Regulatory Commission (CBRC) said.
    Joint-stock commercial banks reported 4.86 billion yuan of NPL at the end of 2010, down 21 percent year on year, and a NPL ratio of 0.53 percent, down 0.32 percentage points.
    The CBRC also said the liquidity² ratio of commercial banks fell one percentage point year on year to 42.2 percent.
    Domestic commercial banks are large-scale commercial banks, joint-stock commercial banks, city commercial banks, rural commercial banks and foreign banks.(本文由在线英语听力室整理编辑)

1 banking   

n.银行业，银行学，金融业

参考例句：

• John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
• He possesses an extensive knowledge of banking.他具有广博的银行业务知识。

2 liquidity   

n.流动性，偿债能力，流动资产

参考例句：

• The bank has progressively increased its liquidity.银行逐渐地增加其流动资产。
• The demand for and the supply of credit is closely linked to changes in liquidity.信用的供求和流动资金的变化有密切关系。