2015年CRI 官方称养老金若入市安全第一

 

A Chinese official has vowed¹ that safety will be guaranteed if the country's pension fund is approved to tap into riskier² asset investments.

CRI's Luo Wen reports.

Li Zhong, spokesman for the Ministry³ of Human Resources and Social Security, said on Friday that the pension fund will tap into riskier asset investments once top policymakers give the nod.

The remarks come nearly one month after the country issued a draft guideline to widen investment channels for the fund.

It stipulates⁴ no more than 30 percent of the fund's total net assets could be invested in stocks and equities⁵.

The official says opinions have been invited among more than 1,000 people about the plan. More than half of them were in favor of the plan.

"Sixty-one percent of voters supported allowing pension funds to invest in the stock market, while 31 percent opposed the proposal. Eight percent of voters chose the not relavent option."

According to Li Zhong, the fund currently has assets of around 2 trillion yuan that could be invested.

That means up to 600 billion yuan could go into the stock markets if the plan comes into effect.

Li notes that absolute safety must be guaranteed.

"Pension funds are regarded as the 'lifeline' for retirees. Absolute safety of the pension funds must be guaranteed as our primary consideration."

In China, urban employees pay for their pension before retirement⁶ and usually get a pension equal to about half of their previous salary.

Figures from the ministry show that outstanding contributions to the fund stood at 3.06 trillion yuan at the end of 2014, while money placed in the fund accounts for roughly 90 percent of the country's total social security fund pool.

But its investments have been limited to low-yielding bank deposits and treasury⁷ bonds.

An estimate from Chinese Academy of Social Sciences said the country's pension fund depreciated⁸ by nearly 100 billion yuan in the past 20 years, taking inflation into account.

Calls for higher investment returns have grown louder in the face of the country's aging population.

Li Zhong adds that professional institutions will help handle the investments and a diverse portfolio⁹ will be designed to offset¹⁰ possible stock losses.

"Pension funds have a diverse portfolio so we should not regard the possible losses in the stock market as the overall losses of the fund assets. There are more than 20 products for pension fund investment. We can divide the assets into safe assets and risk assets based on the risks involved."

Li says the draft will be submitted to the State Council, or the cabinet, for a final decision.

According to the draft plan, the fund may also be invested in government and corporate¹¹ bonds, major national construction projects and leading state-owned enterprises.

For CRI, I'm Luo Wen.

1 vowed   

起誓，发誓（vow的过去式与过去分词形式）

参考例句：

• He vowed quite solemnly that he would carry out his promise. 他非常庄严地发誓要实现他的诺言。
• I vowed to do more of the cooking myself. 我发誓自己要多动手做饭。

2 riskier   

冒险的，危险的( risky的比较级 )

参考例句：

• Now they are starting to demand higher returns on riskier assets. 而今他们开始在风险更高的资产上要求更高的回报。
• The problem with that: RIM's business is getting riskier every quarter. 不过问题也随之而来：RIM面临的业务风险正逐季增大。

3 ministry   

n.(政府的)部；牧师

参考例句：

• They sent a deputation to the ministry to complain.他们派了一个代表团到部里投诉。
• We probed the Air Ministry statements.我们调查了空军部的记录。

4 stipulates   

n.（尤指在协议或建议中）规定，约定，讲明（条件等）( stipulate的名词复数 )；规定，明确要求v.（尤指在协议或建议中）规定，约定，讲明（条件等）( stipulate的第三人称单数 )；规定，明确要求

参考例句：

• The trade contract stipulates for the settlement of balances in RMB. 贸易合同规定余额以人民币结算。 来自《现代汉英综合大词典》
• The contract stipulates for the use of seasoned timber. 合同上订明用干透的木料。 来自辞典例句

5 equities   

普通股，股票

参考例句：

• These are invested mainly in the OECD bonds and equities. 这些资产主要投资于经济合作及发展组织的债券与股票市场。
• They are also advantage of the global rebound in equities. 它们还在利用全球股市反弹的机会。

6 retirement   

n.退休，退职

参考例句：

• She wanted to enjoy her retirement without being beset by financial worries.她想享受退休生活而不必为金钱担忧。
• I have to put everything away for my retirement.我必须把一切都积蓄起来以便退休后用。

7 treasury   

n.宝库；国库，金库；文库

参考例句：

• The Treasury was opposed in principle to the proposals.财政部原则上反对这些提案。
• This book is a treasury of useful information.这本书是有价值的信息宝库。

8 depreciated   

v.贬值，跌价，减价( depreciate的过去式和过去分词 )；贬低，蔑视，轻视

参考例句：

• Fixed assets are fully depreciated. 折旧足额。 来自《现代汉英综合大词典》
• Shares in the company have depreciated. 该公司的股票已经贬值。 来自辞典例句

9 portfolio   

n.公事包；文件夹；大臣及部长职位

参考例句：

• He remembered her because she was carrying a large portfolio.他因为她带着一个大公文包而记住了她。
• He resigned his portfolio.他辞去了大臣职务。

10 offset   

n.分支，补偿；v.抵消，补偿

参考例句：

• Their wage increases would be offset by higher prices.他们增加的工资会被物价上涨所抵消。
• He put up his prices to offset the increased cost of materials.他提高了售价以补偿材料成本的增加。

11 corporate   

adj.共同的，全体的；公司的，企业的

参考例句：

• This is our corporate responsibility.这是我们共同的责任。
• His corporate's life will be as short as a rabbit's tail.他的公司的寿命是兔子尾巴长不了。