华尔街的赚钱经 如何快速变成有钱人(3)

4, Save Towards A Specific Goal

为自己设立一个具体目标

Having a very clear goal in mind can make it much easier to save up. If you know that you need $1, 000 for that new computer, or if you're determined¹ to reach $5, 000 in your emergency fund, focusing on the end goal can keep you motivated.

有一个非常明确的目标可以让你的省钱计划更加易行。如果你知道需要1，000元买一个新电脑，或者决定要存5，000元，以备不时之需，明确最终目标能够让你保持干劲。

Your end reward might not be a tangible² thing like a vacation or a new purchase: it might be peace of mind, or a sense of security or freedom. Consider visualizing³ how you'll feel once you have your target amount in the bank. Will it take a weight off your shoulders? Will you be proud of what you've achieved?

你也许因为要存钱而不能去度假或消费，但你因此收获了安心、安全感和自由。想象着存折上的数字一亘在增加，你是不是感到自己的生活压力小了许多？你会为自己所拥有的而自豪吗？

5 Automate⁴ Your Savings⁵

自动化你的储蓄

Finally, if you do find that your motivation waxes and wanes⁶, simply automate your savings. Get your bank to transfer $100 (or $200 or $500 etc) from your checking account into a savings account, at the start of each month. If the money goes out without you having to lift a finger, chances are that you'll simply let it head off into the savings pot.

最后，如果你发现自己省钱的激情在减弱，想办法让储蓄变成一个自动化的流程。让银行在每月的月初自动把支票账户里的100元（200或500）转到储蓄账户中。不需费事就把钱存了起来，你轻而易举就一头扎进储蓄罐里了。

1 determined   

adj.坚定的；有决心的

参考例句：

• I have determined on going to Tibet after graduation.我已决定毕业后去西藏。
• He determined to view the rooms behind the office.他决定查看一下办公室后面的房间。

2 tangible   

adj.有形的，可触摸的，确凿的，实际的

参考例句：

• The policy has not yet brought any tangible benefits.这项政策还没有带来任何实质性的好处。
• There is no tangible proof.没有确凿的证据。

3 visualizing   

肉眼观察

参考例句：

• Nevertheless, the Bohr model is still useful for visualizing the structure of an atom. 然而，玻尔模型仍有利于使原子结构形象化。
• Try to strengthen this energy field by visualizing the ball growing stronger. 通过想象能量球变得更强壮设法加强这能量场。

4 automate   

v.自动化；使自动化

参考例句：

• Many banks have begun to automate.许多银行已开始采用自动化技术。
• To automate the control process of the lathes has become very easy today.使机床的控制过程自动化现已变得很容易了。

5 savings   

n.存款，储蓄

参考例句：

• I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
• By this time he had used up all his savings.到这时，他的存款已全部用完。

6 wanes   

v.衰落( wane的第三人称单数 )；（月）亏；变小；变暗淡

参考例句：

• The moon waxes till it becomes full, and then wanes. 月亮渐盈，直到正圆，然后消亏。 来自《现代汉英综合大词典》
• The moon waxes and wanes every month. 月亮每个月都有圆缺。 来自《简明英汉词典》