流利美国口语2.10

M: Excuse me, Madam. What can I do for you?

W: I want to open an account here.

M: What kind of account do you want?

W: A current account please.

M: Our minimum deposit for saving’s account is 100 dollars.

W: That’s quite all right.

Dialogue 2.

M: I’d like to cash this check.

W: Please write your account number and sign your name on the back of the check.

M: Is that all you need?

W: Could I see one more piece of identification?

M: Will a driver’s license¹ do?

W: Yes, that will be fine.

Dialogue 3.

W: Excuse me. I would like to ask about taking out a loan.

M: OK, have a seat please. Do you have an account here?

W: Yes, I’ve been a customer here for about a year.

M: How much do you want to borrow?

W: I am thinking of borrowing 5000 dollars.

M: All right. I’ve got a few more questions to ask you. Then you need to fill out these application forms.

Dialogue 4.

W: What’s the balance in my account?

M: Your balance at the bank is 300 yuan.

W: I’d like to draw 100 yuan from my account.

M: Fill out withdraw form please.

Dialogue 5.

A Taiwanese tourist Tea is in the bank in Seattle.

B: Bank teller².

W: Good day sir. Can I help you?

M: Hello, I’d like to cash a couple of traveler’s checks, I’d also like to convert some Canadian dollars into US dollars.

W: Sure. Let’s take care of the traveler’s checks first. How many would you like to cash?

M: Just these two 100 dollar checks.

W: All right. I’ll need to see some identifications please, Mr. Wu. Do you have your passport with you?

M: Yes, I do. Here you are.

W: Thanks. Now please sign both of these checks. How would you like to cash?

M: Four 50s please.

W: Now, how much Canadian currency would you like to convert?

M: I have 87 dollars. What’s the exchange rate today?

W: It’s a dollar 32 Canadian to one US dollar. So 87 Canadian will get you 65 dollars and 90 cents minus the 2 dollar currency conversion³ charge.

M: Sounds fine.

W: I just need you to fill out this currency conversion form, your name here, address here, and signature down on the bottom there.

Exercise.

1. What kind of account do you want?

2. Our minimum deposit for saving’s account is 100 dollars.

3. I’d like to open a current account here.

4. I’d like to cash a couple of traveler’s checks.

5. I’d also like to convert some Canadian dollars into US dollars.

6. I just need you to fill out this currency conversion form.

7. I would like to ask about taking out a loan.

8. I’d like to have a joint⁴ account for my wife and myself.

9. Is there a minimum deposit for a checking account?

10. Could I see one more piece of identification?

11. What’s the balance in my account?

12. Is it possible for me to exchange some British pounds for US dollars?

13. The interest rate is calculated on a monthly basis.

14. What’s today’s exchange rate for the Japanese Yen⁵?

15. I got this notice in the mail something about an overdraft⁶.

1 license   

n.执照，许可证，特许；v.许可，特许

参考例句：

• The foreign guest has a license on the person.这个外国客人随身携带执照。
• The driver was arrested for having false license plates on his car.司机由于使用假车牌而被捕。

2 teller   

n.银行出纳员；(选举)计票员

参考例句：

• The bank started her as a teller.银行起用她当出纳员。
• The teller tried to remain aloof and calm.出纳员力图保持冷漠和镇静。

3 conversion   

n.转化，转换，转变

参考例句：

• He underwent quite a conversion.他彻底变了。
• Waste conversion is a part of the production process.废物处理是生产过程的一个组成部分。

4 joint   

adj.联合的，共同的；n.关节，接合处；v.连接，贴合

参考例句：

• I had a bad fall,which put my shoulder out of joint.我重重地摔了一跤，肩膀脫臼了。
• We wrote a letter in joint names.我们联名写了封信。

5 yen   

n. 日元；热望

参考例句：

• He wanted to convert his dollars into Japanese yen.他想将美元换成日币。
• He has a yen to be alone in a boat.他渴望独自呆在一条船上。

6 overdraft   

n.透支，透支额

参考例句：

• Her bank warned that unless she repaid the overdraft she could face legal action.银行警告她如果不偿还透支钱款，她将面临诉讼。
• An overdraft results when a note discounted at a bank is not met when due.银行贴现的支票到期而未能支付就成为透支。