密歇根新闻广播 国家已经采取措施解决错误的保险欺诈处罚

The Soviet¹ dictator Joseph Stalin once said that the death of one man is a tragedy; the death of a million is a statistic². Well, tragedy can also result from treating people as statistics, and that's what happened to at least 37,000 Michiganders in recent years.

They were people who were receiving unemployment compensation and were falsely charged with fraud by the state. Michigan has the highest penalties in the nation for such fraud; you have to pay back 400 percent of the amount you got.

For the last few years, a faulty computer program known as MIDAS flagged tens of thousands of people for unemployment insurance fraud who had done nothing wrong. The state went in, seized their income tax refunds³ and garnished⁴ their wages. Families – nobody knows yet how many – went bankrupt, lost homes.

The state was very aggressive in tracking them down even if they moved out of state. Many signed up for "voluntary" repayment⁵ plans because they were intimidated⁶ and didn't understand the system. Finally, a few sought legal help.

For three years, Jennifer Lord, an employment law attorney with the Pitt McGehee firm in Royal Oak, has worked thousands of unpaid⁷ hours on the case. She's officially done this on behalf of three defendants⁸, but is really representing them all. The state eventually admitted its error, and is willing to pay back any money it improperly⁹ seized.

But Lord says this isn't enough. "They need to be compensated¹¹ if they lost their homes or went through personal bankruptcy¹²" because of the state, she said.

This week, the Legislature did pass a comprehensive package of bills overhauling¹³ and reforming the Unemployment Insurance Agency. Penalties for accidental or minor¹⁴ fraud have been made much more reasonable.

"These bills are a good first step," Lord told me yesterday.

But they don't set up what is most needed – a fund that would compensate¹⁰ victims for all the devastating¹⁵ side effects the state's wrongful persecution¹⁶ cost them, to the extent that you can put a number on things like shattered marriages and educations and dreams.

Actually, Lord is fine with the fact that a victims' compensation fund was not part of this package. "It was right to wait to make sure it was done right," she told me.

That doesn't mean they should wait long. Even the Snyder administration agrees, and is talking about a fund of perhaps $20 million. Lord says at least $100 million is needed.

Though she barely mentioned it, something else is needed too; her work needs to be recognized as a class-action suit so that she and other attorneys helping¹⁷ the victims can get paid.

Initially¹⁸, a court of claims judge did certify¹⁹ it as a class-action suit, but that was overturned by the Michigan Court of Appeals on a technicality. Now, it's up to the state Supreme²⁰ Court. I told Jennifer Lord I was surprised this issue hasn't gotten more press coverage²¹. She agreed, but said she thought it was because of the financial complexity²² involved.

"The poisoned water in Flint is far easier to understand," Lord said. But she added that this did have something in common with Flint, "It is another case of governing by spreadsheet, a philosophy of treating people as statistics." That just might be the biggest tragedy of all.

Jack²³ Lessenberry is Michigan Radio's Senior Political Analyst²⁴. Views expressed in his essays are his own and do not necessarily reflect those of Michigan Radio, its management or the station licensee, The University of Michigan.

1 Soviet   

adj.苏联的，苏维埃的；n.苏维埃

参考例句：

• Zhukov was a marshal of the former Soviet Union.朱可夫是前苏联的一位元帅。
• Germany began to attack the Soviet Union in 1941.德国在1941年开始进攻苏联。

2 statistic   

n.统计量；adj.统计的，统计学的

参考例句：

• Official statistics show real wages declining by 24%.官方统计数字表明实际工资下降了24%。
• There are no reliable statistics for the number of deaths in the battle.关于阵亡人数没有可靠的统计数字。

3 refunds   

n.归还，偿还额，退款( refund的名词复数 )v.归还，退还( refund的第三人称单数 )

参考例句：

• Tomorrow he would return them to the store and claim refunds. 明天他要把它们退还给商店并要求退款。 来自辞典例句
• The new method means that taxpayers get refunds much faster. 这种新办法意味着纳税人可以较快地领到退还款。 来自辞典例句

4 garnished   

v.给（上餐桌的食物）加装饰( garnish的过去式和过去分词 )

参考例句：

• Her robes were garnished with gems. 她的礼服上装饰着宝石。 来自《简明英汉词典》
• Serve the dish garnished with wedges of lime. 给这道菜配上几角酸橙。 来自《简明英汉词典》

5 repayment   

n.偿还，偿还款；报酬

参考例句：

• I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
• The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。

6 intimidated   

v.恐吓；威胁adj.害怕的；受到威胁的

参考例句：

• We try to make sure children don't feel intimidated on their first day at school. 我们努力确保孩子们在上学的第一天不胆怯。
• The thief intimidated the boy into not telling the police. 这个贼恫吓那男孩使他不敢向警察报告。 来自《简明英汉词典》

7 unpaid   

adj.未付款的，无报酬的

参考例句：

• Doctors work excessive unpaid overtime.医生过度加班却无报酬。
• He's doing a month's unpaid work experience with an engineering firm.他正在一家工程公司无偿工作一个月以获得工作经验。

8 defendants   

被告( defendant的名词复数 )

参考例句：

• The courts heard that the six defendants had been coerced into making a confession. 法官审判时发现6位被告人曾被迫承认罪行。
• As in courts, the defendants are represented by legal counsel. 与法院相同，被告有辩护律师作为代表。 来自英汉非文学 - 政府文件

9 improperly   

不正确地，不适当地

参考例句：

• Of course it was acting improperly. 这样做就是不对嘛！
• He is trying to improperly influence a witness. 他在试图误导证人。

10 compensate   

vt.补偿，赔偿；酬报 vi.弥补；补偿；抵消

参考例句：

• She used her good looks to compensate her lack of intelligence. 她利用她漂亮的外表来弥补智力的不足。
• Nothing can compensate for the loss of one's health. 一个人失去了键康是不可弥补的。

11 compensated   

补偿，报酬( compensate的过去式和过去分词 )； 给（某人）赔偿（或赔款）

参考例句：

• The marvelous acting compensated for the play's weak script. 本剧的精彩表演弥补了剧本的不足。
• I compensated his loss with money. 我赔偿他经济损失。

12 bankruptcy   

n.破产；无偿付能力

参考例句：

• You will have to pull in if you want to escape bankruptcy.如果你想避免破产，就必须节省开支。
• His firm is just on thin ice of bankruptcy.他的商号正面临破产的危险。

13 overhauling   

n.大修；拆修；卸修；翻修v.彻底检查( overhaul的现在分词 )；大修；赶上；超越

参考例句：

• I had no chance of overhauling him. 我没有赶上他的可能。 来自辞典例句
• Some sites need little alterations but some need total overhauling. 有些网站需要做出细微修改，而有些网站就需要整体改版。 来自互联网

14 minor   

adj.较小(少)的，较次要的；n.辅修学科；vi.辅修

参考例句：

• The young actor was given a minor part in the new play.年轻的男演员在这出新戏里被分派担任一个小角色。
• I gave him a minor share of my wealth.我把小部分财产给了他。

15 devastating   

adj.毁灭性的，令人震惊的，强有力的

参考例句：

• It is the most devastating storm in 20 years.这是20年来破坏性最大的风暴。
• Affairs do have a devastating effect on marriages.婚外情确实会对婚姻造成毁灭性的影响。

16 persecution   

n. 迫害,烦扰

参考例句：

• He had fled from France at the time of the persecution. 他在大迫害时期逃离了法国。
• Their persecution only serves to arouse the opposition of the people. 他们的迫害只激起人民对他们的反抗。

17 helping   

n.食物的一份&adj.帮助人的，辅助的

参考例句：

• The poor children regularly pony up for a second helping of my hamburger. 那些可怜的孩子们总是要求我把我的汉堡包再给他们一份。
• By doing this, they may at times be helping to restore competition. 这样一来, 他在某些时候,有助于竞争的加强。

18 initially   

adv.最初，开始

参考例句：

• The ban was initially opposed by the US.这一禁令首先遭到美国的反对。
• Feathers initially developed from insect scales.羽毛最初由昆虫的翅瓣演化而来。

19 certify   

vt.证明，证实；发证书(或执照)给

参考例句：

• I can certify to his good character.我可以证明他品德好。
• This swimming certificate is to certify that I can swim one hundred meters.这张游泳证是用以证明我可以游100米远。

20 supreme   

adj.极度的，最重要的；至高的，最高的

参考例句：

• It was the supreme moment in his life.那是他一生中最重要的时刻。
• He handed up the indictment to the supreme court.他把起诉书送交最高法院。

21 coverage   

n.报导，保险范围，保险额，范围，覆盖

参考例句：

• There's little coverage of foreign news in the newspaper.报纸上几乎没有国外新闻报道。
• This is an insurance policy with extensive coverage.这是一项承保范围广泛的保险。

22 complexity   

n.复杂(性)，复杂的事物

参考例句：

• Only now did he understand the full complexity of the problem.直到现在他才明白这一问题的全部复杂性。
• The complexity of the road map puzzled me.错综复杂的公路图把我搞糊涂了。

23 jack   

n.插座，千斤顶，男人；v.抬起，提醒，扛举；n.（Jake）杰克

参考例句：

• I am looking for the headphone jack.我正在找寻头戴式耳机插孔。
• He lifted the car with a jack to change the flat tyre.他用千斤顶把车顶起来换下瘪轮胎。

24 analyst   

n.分析家，化验员；心理分析学家

参考例句：

• What can you contribute to the position of a market analyst?你有什么技能可有助于市场分析员的职务？
• The analyst is required to interpolate values between standards.分析人员需要在这些标准中插入一些值。