银行—Banks

>> Yesterday, I went to a bank to open up a savings¹ and checking account. I deposit about $300 every month in my savings account to save money for major purchases or for a rainy day when I have unexpected expenses. My paycheck is deposited directly into my checking account, and I write out checks to pay my bills. My checking account is free if I maintain a minimum balance of $25 in the account. I also have about $100 automatically transferred from my checking to my savings account on a monthly basis. The accounts earn very little interest, but it's better than earning nothing. Therefore, I also have a certificate of deposit that earns a higher rate of interest, but I can't withdraw the money from the account for one year. Actually, I need money because I'm planning on taking out a student loan to pay for college tuition. Also, I rent a safety deposit box at the bank and store my valuables there including important documents, some coins and jewelry², and the deed, or ownership record, to my house. Finally, I can exchange my money into the currency of other countries, or I can buy traveller's checks before I depart on a trip.

1 savings   

n.存款，储蓄

参考例句：

• I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
• By this time he had used up all his savings.到这时，他的存款已全部用完。

2 jewelry   

n.（jewllery）（总称）珠宝

参考例句：

• The burglars walked off with all my jewelry.夜盗偷走了我的全部珠宝。
• Jewelry and lace are mostly feminine belongings.珠宝和花边多数是女性用品。