银行英语情景口语 第164期:个人消费信贷 小额消费贷款(4)

 　　A: Welcome back, Sir. I trust the materials were helpful to you?

　　欢迎您再次惠顾，先生。我相信这些材料对您有帮助吧？

　　B: Indeed. I've decided¹ to go for the Petty Consumer Loan. That is, if my credit rating is satisfactory.

　　的确如此。我已经决定申请小额消费贷款。只要我的信用评级令人满意，就是它啦。

　　A: Your credit is fine, Sir. Now, tell me, what is it that you need the loan for?

　　您的信用良好，先生。现在，请您告诉我，您所需要的贷款是干什么用的？

　　B: I've just bought a second hand apartment and I'm looking to do some renovations. You know, a bit of decorating, some new furniture, nothing flashy.

　　我刚刚买了一个二手公寓，我想做一些翻修。你知道的，一点儿装饰、 一些新家具，普普通通的。

　　A: I see. And what loan amount are you expecting?

　　我明白了。那么，您希望贷多少款呢？

　　B: It says here that the maximum is 20,000 RMB. Is that flexible?

　　这上面说，最高額度为20000元。这可以灵活一点儿吗？

　　A: I'm sorry, Sir. The maximum we can lend you on this type of loan is 20,000 RMB, with no exceptions.

　　对不起，先生。我们可以借给您的这种类型的贷款最高额度是20000元，没有例外。

　　B: Well, 20,000 RMB it'll have to be then.

　　嗯，20000元，那就只好如此啦。

　　A: I need some documentation from you. Such as your resident permit, your occupation and salary details and I already have your credit details here.

　　我需要您提供一些文件。比如您的居住许可证，您的职业和工资的详细情况，还有我已经得到了您的信用的详情。

　　B: Everything is right here. If that's all in order, just let me know where I sign.

　　一切都在这里。如果都没问题的话，就请告诉我在哪里签字吧。

1 decided   

adj.决定了的，坚决的；明显的，明确的

参考例句：

• This gave them a decided advantage over their opponents.这使他们比对手具有明显的优势。
• There is a decided difference between British and Chinese way of greeting.英国人和中国人打招呼的方式有很明显的区别。