银行英语情景口语 第167期:个人消费信贷 个人质押贷款(3)

　　A: Hello, this is IBJ Bank. Maria speaking, how may I help?

　　您好，这里是IBJ银行。我是Maria，我能如何为您效劳？

　　B: Hi, I'm looking into your loans and I'm a little confused about the interest rates. Could you give me some advice?

　　你好，我正在看你们的贷款的介绍，我对利率感到有点儿困惑。你能给我介绍一下吗？

　　A: Not a problem. Which loan was it you were interested in? Sorry, I must ask, because the interest rates can depend on the type of loan you apply for.

　　没有问题。您对哪一种贷款感兴趣？对不起，我必须问，因为利率取决于您申请的贷款的类型。

　　B: I understand. I'm interested in the Petty Consumer Loan.

　　我理解。我感兴趣的是小额消费贷款。

　　A: One of our most popular! The usual interest rate is fixed¹ by the PBC. That is The People's Bank of China. But of course, with some loans, credit rating and loan amount come into play, too.

　　这是我们最受欢迎的一种贷款！通常的利率是由PBC确定的。就是中国人民银行。当然啦，对有一些贷款来说，信用等级和贷款额也发挥作用。

　　B: So, the rate could fluctuate a little，depending on the amount given by the PBC?

　　因此，利率有可能会有些波动，这取决于中国人民银行规定的利率值？

　　A: That is correct.

　　对。

　　B: I'm going to have to do some more research into this. Thanks for your help,bye for now.

　　我还得对此多做一些研究。谢谢你的帮助，再见了。

1 fixed   

adj.固定的，不变的，准备好的；(计算机)固定的

参考例句：

• Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗？
• Once the aim is fixed,we should not change it arbitrarily.目标一旦确定，我们就不应该随意改变。