银行英语情景口语 第172期:个人消费信贷 个人住房贷款(4)

 　　A: Welcome to IBJ. Do you need any assistance?

　　欢迎光临IBJ银行。您需要什么帮助吗？

　　B: Yes, please. I'm hoping to get a mortgage from you and was wondering about your interest rates.

　　是的。我希望能从你们这里获得按揭，并且想知道你们的利率。

　　A: I see. We offer Personal Housing Loans, or mortgages, at a rate of 0.42% per month.

　　我知道了。我们提供的个人住房贷款，或按揭，月息是0.42%。

　　B: That's pretty much the same as I've been quoted at other banks.

　　这和我在其他银行询问的结果差不多。

　　A: We offer many different payment plans. Would you be looking at long-term or short-term? Are you looking at a 10-year repayment¹ plan?

　　我们提供许多不同的还款方案。您考虑的是长期的方案还是短期的方案？您是在考虑10年期的还款方案吗？

　　B: Definitely. I want to get my mortgage paid off as soon as I can.

　　当然啦。我想我尽快付清的按揭贷款。

　　A: Then we can certainly help you with that. You see, for shorter term loans,we can offer an even more competitive interest rate.

　　那我们是一定可以帮您的。您瞧，对于短期贷款，我们可以给您一个更有竞争力的利息率。

　　B: Hmmm ... that does sound interesting. Is there anyone available I can talk with about this in more detail?

　　嗯……这样听起来还蛮有意思的。现在有谁能和我谈谈具体的内容吗？

　　A: I'll get our Mortgage Adviser² for you. Please take a seat, I won't be a minute.

　　我去找我们的按揭顾问来。您请坐，稍等片刻。

1 repayment   

n.偿还，偿还款；报酬

参考例句：

• I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
• The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。

2 adviser   

n.劝告者，顾问

参考例句：

• They employed me as an adviser.他们聘请我当顾问。
• Our department has engaged a foreign teacher as phonetic adviser.我们系已经聘请了一位外籍老师作为语音顾问。