银行英语情景口语 第174期:个人消费信贷 个人留学贷款(2)

 　　A: Personal Loans,how may I help?

　　这里是个人贷款处，我如何为您效劳？

　　B: I'm going to be studying overseas next year and I'd like some info about suitable loans. To be honest, rm not even sure if I can get a loan.

　　我明年要到国外留学，我想要了解一些有关的贷款的信息。老实说，我根本就不确定我能否得到贷款。

　　A: Not a problem. We offer a Personal Loan for Studying Abroad for anyone who's studying overseas, regardless of the circumstances. Anyone is eligible¹ to apply.

　　没问題。我们为出国留学的人提供个人留学贷款，不论是什么情况。任何人都有资格申请。

　　B: Would I have to get my parents to guarantor the loan?

　　我得让我的父母作为贷款的担保人吧？

　　A: Not exactly. Our policy states that the loanee could be the person studying abroad, for example, you, or your direct relative or spouse².

　　不完全如此。我们的政策规定，借款人可以是出国留学的本人，也就是说，您，或是您的直系亲属或配偶。

　　B: I see. What about age limitations?

　　我明白了。有什么年龄限制吗？

　　A: There are no age limitations as such just that the loanee should be below 55 years and of course,old enough to get a loan,meaning over 18 years of age.

　　严格地讲，我们没有年龄限制，不过，借款人应小于55岁，当然，年龄得足够大才能获得贷款，就是说得超过18岁。

　　B: Got it! I fit into that category very nicely. That's great! I'll have a chat with my parents and come back. Thanks very much.

　　知道了！我正好能归入这一类。太棒了！我得和我的父母谈谈，然后再回来。非常感谢。

1 eligible   

adj.有条件被选中的；(尤指婚姻等)合适(意)的

参考例句：

• He is an eligible young man.他是一个合格的年轻人。
• Helen married an eligible bachelor.海伦嫁给了一个中意的单身汉。

2 spouse   

n.配偶(指夫或妻)

参考例句：

• Her spouse will come to see her on Sunday.她的丈夫星期天要来看她。
• What is the best way to keep your spouse happy in the marriage?在婚姻中保持配偶幸福的最好方法是什么？