央行记者会要点双语摘录

 　　3月10日上午，十二届全国人大五次会议新闻中心举行发布会。中国人民银行行长周小川、副行长易纲、副行长兼国家外汇管理局局长潘功胜、副行长范一飞就“金融改革与发展”的相关问题回答中外记者的提问。

　　3月10日，十二届全国人大五次会议新闻中心举行记者会，邀请中国人民银行行长周小川、副行长易纲、副行长兼国家外汇管理局局长潘功胜、副行长范一飞就“金融改革与发展”的相关问题回答中外记者的提问。图为周小川回答记者提问。

　　以下为本次记者会的要点摘录。

　　Yuan will stabilize¹

　　人民币保持稳定

　　China's central bank governor said the yuan's exchange rate will naturally stabilize as the country's strong economic fundamentals remain in place.

　　央行行长表示，今年随着中国经济比较稳定，汇率自动就有一个稳定的趋势。

　　People's Bank of China Governor Zhou Xiaochuan said on Friday that the fluctuation² in the forex market is quite normal and the market should not read too much into the changes.

　　中国人民银行行长周小川表示，外汇市场有波动很正常，市场不应对这些变化过度解读。

　　Zhou said the central bank will enhance regulation of forex market in the future.

　　他表示，央行未来将对外汇市场加强监管。

　　China to strengthen financial asset management

　　我国将加强金融资产管理

　　China could update the level of financial asset regulation if necessary to tackle "serious problems" in the country's financial product market, People's Bank of China Governor Zhou Xiaochuan said on Friday.

　　央行行长周小川表示，如有必要，会将金融资产监管提高层次以解决金融产品市场的一些“严重问题”。

　　He said the major regulatory bodies overseeing the banking³, securities and insurance sectors⁵, the central bank and the foreign exchange administration, have reached a consensus⁶ on a way forward with detailed⁷ management policies to come out later.

　　他指出，人民银行、银监会、证监会、保监会、外汇局之间已经在许多比较大的问题上初步达成了一致，可能会进一步细化以后，作出一些初步规范。

　　China's monetary⁸ stance to remain unchanged

　　我国货币立场保持不变

　　China's prudent⁹ and neutral monetary policy will remain unchanged as such a stance is conducive¹⁰ to the country's structural¹¹ reform, Zhou Xiaochuan, governor of the People's Bank of China, said.

　　央行行长周小川表示，我国将继续实行稳健中性的货币政策，这样的政策有利于供给侧结构性改革。

　　The central bank has many monetary policy tools available to it and the market should not read too much into its every move, he said.

　　他指出，央行有很多货币政策工具，市场不应对每一次操作过度解读。

　　"If the monetary stance is made more neutral while remaining prudent, it will benefit China's structural reform, because if the stance is too loose, enterprises will not face pressure to reduce leverage¹²," he said.

　　他说：“货币政策在稳健方面适当做得更加中性一些，会有利于我们供给侧结构性改革。如果货币太松的话，企业去杠杆的压力就不够。”

　　He also said the problem of small enterprises facing difficulty getting financing will gradually ease. "Small enterprises have accounted for about one third of bank loans, much higher than before."

　　他表示，小微企业融资难的问题会逐渐有所缓解。“小型企业的贷款已经占到三分之一了，比原来高出很多。”

　　Bond market will be opened further

　　债券市场将进一步开放

　　Zhou Xiaochuan, central bank governor, said progress made in the last year, referring to the yuan's inclusion into the International Monetary Fund's special drawing rights basket, has attracted foreign investors¹⁴ into domestic bond market.

　　央行行长周小川表示，去年人民币被纳入SDR篮子，吸引了外国投资者对中国的债券市场的兴趣。

　　Pan Gongsheng, vice¹⁵-governor of the central bank, said China would improve the tax system to support the opening-up of the bond market.

　　央行副行长潘功胜表示，我国将完善税收制度，为债券市场开放提供支持。

　　Deleveraging process can't be rushed

　　去杠杆要稳步推进

　　Yi Gang, vice governor of the central bank, said the deleveraging process cannot be implemented¹⁶ at a fast pace in order to fend¹⁷ off financial risks.

　　央行副行长易刚表示，不能为了防止金融风险就快速实施去杠杆进程。

　　"The first step is to control the leverage level," Yi said.

　　易刚说：“第一步是要控制杠杆水平。”

　　Central bank governor Zhou Xiaochuan said the financial sector⁴ should refuse support for enterprises with high leverage ratios.

　　央行行长周小川表示，金融系统要考虑不能过多支持杠杆率过高的企业。

　　China plans tougher regulation of third-party payment platforms

　　加强对第三方支付行业的监管

　　China will strengthen regulation of third-party payment platforms as serious problems, such as lack of protection of customer privacy and misuse¹⁸ of customer funds, have been reported, said Fan Yifei, vice-governor of the People's Bank of China, the central bank, on Friday.

　　央行副行长范一飞表示，目前还存在消费者的个人隐私特别是关于支付的敏感信息被泄露等突出问题，中国将继续加强对第三方支付行业的监管。

　　China's third-party payment industry has grown rapidly in recent years, with total transaction reaching 120 trillion yuan ($17.4 trillion) in 2016, up from 18 trillion yuan in 2013, Fan added.

　　他补充说，中国的第三方支付产业近年来快速发展。从2013年到2016年，支付机构年处理业务金额从18万亿元增加到120万亿元。

　　Mortgage loans projected to record slower growth

　　住房贷款估计会适当放慢

　　After increasing at a fast pace last year, mortgage loans are expected to record slower growth, said Zhou Xiaochuan, governor of the People's Bank of China, the country's central bank, on Friday.

　　央行行长周小川表示，去年，房地产信贷里面增长比较快的主要是个人购房贷款。随着住房产业的政策调整，估计会适当放慢。

　　Extension of mortgage loans will help to reduce real estate stocks in lower-tier cities, but it may lead to price rises in major cities, Zhou said, adding that mortgage loans can boost growth of related industries. "We should adopt a relatively¹⁹ balanced policy (on mortgage loans)," he said.

　　他表示，个人购房贷款的增长，在一些城市特别是三四线城市住房库存比较多，有助于降库存。但是反过来说，在一二线城市又容易使住房价格上升。个人购房贷款会促进相关产业链的发展。他说：“住房贷款确实要适当平衡。”

　　Zhou said mortgage loans may continue to rise at a "relatively fast" pace, although it may moderately slow in the coming years.

　　他说，住房贷款在中国还会以相对比较快的速度发展。随着住房产业的政策调整，估计会适当放慢。

　　China still backs foreign investment by domestic firms

　　支持鼓励企业“走出去”

　　China still supports normal investment in foreign markets by domestic enterprises, said Zhou Xiaochuan, central bank governor, on Friday.

　　央行行长周小川表示，中国将支持鼓励企业“走出去”。

　　But the country will control some "blind" investment or investment that have "dubious²⁰ motives²¹".

　　但中国将对盲目投资和一些“动机不良”的投资现象进行一定管理。

　　Forex reserves adequate to maintain financial stability

　　外汇储备足以保持金融稳定

　　The current $3 trillion foreign exchange reserves level is adequate for China to maintain financial stability, Zhou Xiaochuan, central bank governor, said on Friday.

　　央行行长周小川表示，目前的3万亿外汇储备水平足以让中国保持金融稳定。

　　Zhou said a decline in forex reserves is not a bad thing.

　　他说，外汇储备适当的有所下降，也没有什么不好的。

　　Yi Gang, vice-governor of the bank, said using forex reserves to stabilize the currency's exchange rate does more good than harm.

　　央行副行长易纲表示，使用外汇储备和维护人民币汇率基本稳定的整个过程利大于弊。

　　China-US interest rate gap not big factor on yuan rate

　　中美利差不一定会影响人民币的稳定

　　The interest rate gap between China and the US will not necessarily have a major impact on the exchange rate of the yuan, said Zhou Xiaochuan, governor of the central bank, on Friday.

　　央行行长周小川表示，中国和美国在利率方面的差异不一定会影响人民币的稳定。

　　Interest rate gap is a factor that drives short-term international capital flows, but in the middle term, a country's economic fundamentals, such as growth rate, investor¹³ confidence, and inflation level, determine the direction of cross-border capital flows, he told a news conference during the ongoing²² legislative²³ and political advisory²⁴ sessions.

　　他在记者会上说，利率差异往往是导致一些短期操作方面的动因，钱是会朝着利率高的方向移动。但是，从中期的角度来看，各国的利率水平主要由国内经济的情况所决定的，而国内的经济情况既包括经济增长、对本国经济的信心以及通货膨胀率。

　　He cited the case of Japan, which has ultra-low interest rates for years.

　　他以日本为例，日本多年来利率都很低。

1 stabilize   

vt.（使）稳定，使稳固，使稳定平衡；vi.稳定

参考例句：

• They are eager to stabilize currencies.他们急于稳定货币。
• His blood pressure tended to stabilize.他的血压趋向稳定。

2 fluctuation   

n.(物价的)波动，涨落；周期性变动；脉动

参考例句：

• The erratic fluctuation of market prices are in consequence of unstable economy.经济波动致使市场物价忽起忽落。
• Early and adequate drainage is essential if fluctuation occurs.有波动感时，应及早地充分引流。

3 banking   

n.银行业，银行学，金融业

参考例句：

• John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
• He possesses an extensive knowledge of banking.他具有广博的银行业务知识。

4 sector   

n.部门，部分；防御地段，防区；扇形

参考例句：

• The export sector will aid the economic recovery. 出口产业将促进经济复苏。
• The enemy have attacked the British sector.敌人已进攻英国防区。

5 sectors   

n.部门( sector的名词复数 )；领域；防御地区；扇形

参考例句：

• Berlin was divided into four sectors after the war. 战后柏林分成了4 个区。 来自《简明英汉词典》
• Industry and agriculture are the two important sectors of the national economy. 工业和农业是国民经济的两个重要部门。 来自《现代汉英综合大词典》

6 consensus   

n.(意见等的)一致，一致同意，共识

参考例句：

• Can we reach a consensus on this issue?我们能在这个问题上取得一致意见吗？
• What is the consensus of opinion at the afternoon meeting?下午会议上一致的意见是什么？

7 detailed   

adj.详细的，详尽的，极注意细节的，完全的

参考例句：

• He had made a detailed study of the terrain.他对地形作了缜密的研究。
• A detailed list of our publications is available on request.我们的出版物有一份详细的目录备索。

8 monetary   

adj.货币的，钱的；通货的；金融的；财政的

参考例句：

• The monetary system of some countries used to be based on gold.过去有些国家的货币制度是金本位制的。
• Education in the wilderness is not a matter of monetary means.荒凉地区的教育不是钱财问题。

9 prudent   

adj.谨慎的，有远见的，精打细算的

参考例句：

• A prudent traveller never disparages his own country.聪明的旅行者从不贬低自己的国家。
• You must school yourself to be modest and prudent.你要学会谦虚谨慎。

10 conducive   

adj.有益的，有助的

参考例句：

• This is a more conducive atmosphere for studying.这样的氛围更有利于学习。
• Exercise is conducive to good health.体育锻炼有助于增强体质。

11 structural   

adj.构造的，组织的，建筑（用）的

参考例句：

• The storm caused no structural damage.风暴没有造成建筑结构方面的破坏。
• The North American continent is made up of three great structural entities.北美大陆是由三个构造单元组成的。

12 leverage   

n.力量，影响；杠杆作用，杠杆的力量

参考例句：

• We'll have to use leverage to move this huge rock.我们不得不借助杠杆之力来移动这块巨石。
• He failed in the project because he could gain no leverage. 因为他没有影响力，他的计划失败了。

13 investor   

n.投资者，投资人

参考例句：

• My nephew is a cautious investor.我侄子是个小心谨慎的投资者。
• The investor believes that his investment will pay off handsomely soon.这个投资者相信他的投资不久会有相当大的收益。

14 investors   

n.投资者，出资者( investor的名词复数 )

参考例句：

• a con man who bilked investors out of millions of dollars 诈取投资者几百万元的骗子
• a cash bonanza for investors 投资者的赚钱机会

15 vice   

n.坏事；恶习；[pl.]台钳，老虎钳；adj.副的

参考例句：

• He guarded himself against vice.他避免染上坏习惯。
• They are sunk in the depth of vice.他们堕入了罪恶的深渊。

16 implemented   

v.实现( implement的过去式和过去分词 )；执行；贯彻；使生效

参考例句：

• This agreement, if not implemented, is a mere scrap of paper. 这个协定如不执行只不过是一纸空文。 来自《现代汉英综合大词典》
• The economy is in danger of collapse unless far-reaching reforms are implemented. 如果不实施影响深远的改革，经济就面临崩溃的危险。 来自辞典例句

17 fend   

v.照料（自己），（自己）谋生，挡开，避开

参考例句：

• I've had to fend for myself since I was 14.我从十四岁时起就不得不照料自己。
• He raised his arm up to fend branches from his eyes.他举手将树枝从他眼前挡开。

18 misuse   

n.误用，滥用；vt.误用，滥用

参考例句：

• It disturbs me profoundly that you so misuse your talents.你如此滥用自己的才能，使我深感不安。
• He was sacked for computer misuse.他因滥用计算机而被解雇了。

19 relatively   

adv.比较...地，相对地

参考例句：

• The rabbit is a relatively recent introduction in Australia.兔子是相对较新引入澳大利亚的物种。
• The operation was relatively painless.手术相对来说不痛。

20 dubious   

adj.怀疑的，无把握的；有问题的，靠不住的

参考例句：

• What he said yesterday was dubious.他昨天说的话很含糊。
• He uses some dubious shifts to get money.他用一些可疑的手段去赚钱。

21 motives   

n.动机，目的( motive的名词复数 )

参考例句：

• to impeach sb's motives 怀疑某人的动机
• His motives are unclear. 他的用意不明。

22 ongoing   

adj.进行中的，前进的

参考例句：

• The problem is ongoing.这个问题尚未解决。
• The issues raised in the report relate directly to Age Concern's ongoing work in this area.报告中提出的问题与“关心老人”组织在这方面正在做的工作有直接的关系。

23 legislative   

n.立法机构，立法权；adj.立法的，有立法权的

参考例句：

• Congress is the legislative branch of the U.S. government.国会是美国政府的立法部门。
• Today's hearing was just the first step in the legislative process.今天的听证会只是展开立法程序的第一步。

24 advisory   

adj.劝告的，忠告的，顾问的，提供咨询

参考例句：

• I have worked in an advisory capacity with many hospitals.我曾在多家医院做过顾问工作。
• He was appointed to the advisory committee last month.他上个月获任命为顾问委员会委员。