[00:00.00]Lesson 17 Medical Insurance
[00:12.15]医疗保险
[00:24.29]Planning is important in almost anything you do.
[00:28.72]万事皆需有计划。
[00:33.15]No matter what you are doing,
[00:37.59]taking time to plan ahead can help you reach your goal.
[00:40.97]无论做什么，事先花点时间计划一下都能助你实现目标。
[00:44.36]The purpose of insurance is to help you plan for seri-ous, costly emergencies.
[00:49.38]保险的目的就是帮你为严重的、要花很多钱的突发事件作出计划。
[00:54.41]Probably the most important kind of insurance is medical insurance.
[00:58.54]最重要的保险或许是医疗保险。
[01:02.67]Medical insurance can be very expensive.
[01:06.00]医疗保险可能十分昂贵。
[01:09.33]The cost for this kind of insurance is going up.
[01:12.25]这种保险的费用正在上涨。
[01:15.18]Like most people, you may not beable to afford all kinds of insurance you need.
[01:19.90]和大多数人一样，你也许难以负担你可能会需要的所有保险。
[01:24.61]Many people think that if you could only afford one kind of insurance,
[01:32.97]you should buy health insurance.
[01:35.26]许多人认为如果你只能买得起一种保险，你应该买健康险。
[01:37.54]If you can afford only a small amount of health insurance,
[01:41.02]如果你仅能支付得起健康保险中的一小部分，
[01:44.49]it is best to insure yourself a-gainst the big unexpected costs
[01:53.16]and pay the smaller common bills yourself.
[01:55.94]最好是保一份重大意外险，小额普通账单你自己付就行了。
[01:58.73]There are different kinds of insurance you can get.
[02:02.06]你可以参保的险种有很多。
[02:05.39]Hospital Expense insurance will pay for any costs you incur
[02:13.85]while having to be in a hospital.
[02:16.23]医院费用保险会支付你在医院中的任何开销。
[02:18.61]Surgular Expense insurance will pay for any nonsurigcal treatment.
[02:22.73]手术费用保险会支付医生为你手术的费用。
[02:26.86]Medical insurance will pay for any non-surgical treatment.
[02:30.88]常规的医疗保险会支付除手术费外的所有费用。
[02:34.91]Disability Income insurance will help pay for living expenses
[02:42.56]if you are sick and cannot work.
[02:45.13]如果你因病无法工作，无收入能力保险会为你支付生活费。
[02:47.71]Life Insurance
[02:52.98]Miss Green, do you have life insurance fight now?
[02:56.37]格林小姐，你现在买了人寿保险吗？
[02:59.75]No, I don't. I don't have a family, so I don't think I need it.
[03:04.18]没有。我还没成家，所以我想我不需要。
[03:08.60]This year our company is offering a new plan especially for single people like you.
[03:13.29]今年，我们公司专门为像您这样的单身人士推出了一项新计划。
[03:17.98]I think you might be interest-ed.
[03:20.31]我想您也许会感兴趣。
[03:22.63]Thank you, but I've never thought about it before.
[03:25.47]谢谢，不过我还从来没考虑过这个问题。
[03:28.30]It's OK. I'll leave the pamphlet here.
[03:31.27]没关系的。我把宣传册留在这里。
[03:34.23]If you need more information, you can call me any time.
[03:37.61]如果您需要更多的资料，您可以随时给我打电话。
[03:41.00]Life Insurance
[03:50.35]Miss Green, do you have life insurance fight now?
[03:53.43]格林小姐，你现在买了人寿保险吗？
[03:56.51]No, I don't. I don't have a family, so I don't think I need it.
[04:00.74]没有。我还没成家，所以我想我不需要。
[04:04.98]This year our company is offering a new plan especially for single people like you.
[04:09.74]今年，我们公司专门为像您这样的单身人士推出了一项新计划。
[04:14.51]I think you might be interest-ed.
[04:16.88]我想您也许会感兴趣。
[04:19.24]Thank you, but I've never thought about it before.
[04:22.18]谢谢，不过我还从来没考虑过这个问题。
[04:25.12]It's OK. I'll leave the pamphlet here.
[04:28.09]没关系的。我把宣传册留在这里。
[04:31.07]If you need more information, you can call me any time.
[04:34.49]如果您需要更多的资料，您可以随时给我打电话。 |