Psychological Problems among College Students

　　There is no denying the fact that psychological problems are

　　becoming serious among college students. Reports are often heard that

　　some collegians committed suicide or murdered their roommates. Typical

　　examples include the case of a Chinese student named Ma Jiajue and that

　　of a Korean student studying in the U.S.

　　A number of factors may account for these young men and women’s

　　troubles, but the following might the critical ones. First, as young

　　adults, most of them are at the stage of personality formation and are

　　quite sensitive to their surroundings. Secondly, they are at a critical

　　point of personal development and are facing pressure from various

　　aspects: love, academy, job-seeking and so on. To make things worse,

　　most of them are living off home and without their parents care and

　　supervision.

　　In view of the seriousness of the problem, effective measures must

　　be taken before things get worse. First, it is essential that the

　　channel of communication be kept open among students, between students

　　and their superintendents as well as between students and their

　　parents. Besides, psychological counseling should be enhanced and

　　rendered to problem students in time. Only with these measures taken

　　can we expect sound growth of college students.

　　2. 大学生助学贷款申请问题：

　　On Paying back Student Loans

　　①Nowadays，college students who need financial aid can apply for

　　student loans provided by state-owned commercial banks. ②The money can

　　help them pay their tuition fees and cover their necessary daily

　　expense. The policy not only gives chances to the students eager to

　　continue their study but also is beneficial to commercial banks.

　　③However，to our disappointment，there is an increasing rate of

　　students who have failed to refund the loans in time. ④Some students

　　are really unable to repay the money after graduation because of

　　unemployment or some other reasons. But there are a number of students

　　refusing to pay it back even though they can.

　　⑤In my opinion, college students should increase their awareness

　　of credit. Anyone in debt should try his best to repay the loans in due

　　time. ⑥If they are really in great difficulty, it is proper to inform

　　the bank as soon as possible and apply for a delayed repayment. ⑦Only

　　in this way can both college students and banks benefit from the

　　policy.