Describe an economic risk.

You have to answer:

What it was like

Where it took place

When it took place

and explain your opinion of it.

由于这道题的出现，第三部分也会出现一些与经济相关的extended questions.

我们可以做一个brainstorming.经济危机现在就在发生，对于我们的楼市，就业，证券行业都产生了巨大冲击。我们的开头就采用描述一些现象的方式引入，然后再谈对于我们生活产生的影响。我写了一个sample answer.懂经济的同学可以在这基础上做些修改，说得更深入一些。对经济不了解的同学也不必紧张，尽量用口语话的词语把意思表达出来就可以了，不必用一些非常专业化的术语。

Well, right at present, whenever you turn on the TV or surf the Internet, you will inevitably see a term "economic risk" appearing repeatedly. It originated last year in America and now is affecting the whole world.

One of the most significant influences it has exerted on our life is the depression in real estate industry. On the one hand, real estate companies has a lot of apartments and flats for sale. Contrastingly, those who are in an urgent need for houses can not afford them.

Another industry which is also suffering from this economic crisis is stock industry. People lose money in it due to the steady decrease in the price of stock. Consequently, people panic for the sake of it.

In addition, the financial crisis also gives rise to the increase in the unempoyment rate. A lot of factories cut down on their work forces in order to survive this crisis.

In my point of view, all the governments and individuals should make joint efforts to solve the problem. Our government has been encouraging people to spend money in order to promote the economic development. But as an individual, I guess the best policy is to save enough money and try to develop an economical lifestyle.