后悔备忘录-更合理的安排支出Being more responsible with spending更合理的安排支出

In order to invest in our retirement or save for that down payment, we would have needed to make wiser financial spending choices.

 

Things like buying or holding on to that perfectly reliable used car, instead of splurging on the new model…because we could,eating out less and saving for a house instead, buying fewer shoes and purses and clothes and paying off student loans sooner.

 

So many saving opportunities lost, money spent on tangible things, instead of on the future.