人生忠告

 

Incur less debt.少借债

 

Don't buy things you don't need and think long and hard before getting a credit card. No matter what they tell you, it's not free money, and no matter how high the limit, you shouldn't go blow it all on designer duds and a fancy vacation. Debt sucks in any form. Instead, focus onbuilding a solid credit history and credit score so you can finally nab a killer interest rate when you go sign a mortgage.

 

不要买你不需要的东西，在申请信用卡前要三思而后行。无论推销人员怎么宣传，这些都不是“免费的午餐”。无论卡的最高限额到多少，你都不应该把钱花在购买高级服装和奢侈假期上。不管从哪个角度看，欠债都不是好事儿。相反的，你应该把精力专注在建立良好信用记录和信用积分上，这样当你需要贷款时，你就能获得最低利率了。

 

Wear more sunscreen.

 

多涂防晒霜

 

Basking in the rays may pay off in the short run with a glistening tan, but in the long run it leads to age spots, wrinkling and sagging of the skin. So grab the SPF year-round, reach for self-tanner or just embrace your skin tone for what it is.

 

沐浴在阳光下可能会让你在短期内拥有闪耀的古铜色肌肤，但长期如此的话，会导致老年斑、皱纹和皮肤下垂。所以要全年涂防晒霜，用其他方法去获得古铜肌肤，或者欣然接受你本身的肤色。