Directions: In this part of the test, you will hear a passage and read the same passage with blanks in it. Fill in each of the blanks with the ward or words you have heard on the tape. Write your answer in the corresponding space in you ANSWER BOOKLET. Remember you will hear the passage only once.

　　In the early 1970's, Citibank of New York City became one of the first financial institutions to install ATM's on a large scale. Since then, the_______(1) of automated teller machines has increased dramatically. At the time, the bank hoped________ (2) their operating costs by replacing human tellers with machines. Little did they _______ (3) that the cash machines would become so successful. However, as more banks added_______ (4) automated service through ATM's, the machines mushroomed all over the world.

　　To use an ATM, all you need is a _______(5) issued by your bank. Your bank may also_______(6) through a credit card, such as MasterCard or Visa. To begin a _______(7), you need to insert the card into an ATM and punch in a personal identification number on the _______(8). The personal ID number may consist of_______(9) and can prevent anyone from using the card.

　　The ATM next flashes instructions on its_______(10) for carrying out transaction. To get cash, for example, you are instructed to _______(11) that indicate whether the money should be withdrawn form a checking or a savings account and the _______(12). This request is then displayed on the screen. After you press a button to _______(13) that the information is correct, the ATM goes to _______(14).

　　How safe, you may ask, is banking by ATM? The_______(15) is meant to prevent anyone, no matter who you are, from using a cash card________(16). If you enter the wrong ID number for a card, a message on the screen will_______(18). As another precaution against_______(19), the bank generally limits the amount that may be withdrawn by cash card______(20), say, to $200.