全国性银行卡联合组织中国银联于上周一推出了自己的二维码支付应用和安全规范。

　　It joined existing players Alipay and WeChat Pay in the internet-based mobile payments segment.

　　该组织正式进入了这个以互联网为基础的移动支付领域。支付宝和微信支付都已涉足该领域。

　　Song Hanshi, general manager of UnionPay's technology department, said it will adopt unified technical solutions to achieve interconnectivity among different financial institutions and to ensure consistency in user experience.

　　中国银联技术部总经理宋汉石表示，银联将采用统一的技术解决方案来实现不同金融机构间的互联互通，保证用户体验的一致性。

　　中国银联推二维码支付标准 能与支付宝、微信一战吗?

　　Currently, commercial banks have their own two-dimensional barcode payment apps and UnionPay hopes to promote the use of barcodes across different banks.

　　目前，多家商业银行都有自己的二维码支付应用程序，银联希望能借此推动跨行二维码的使用。

　　It will also apply token technology to protect sensitive account information from leaking and to ensure payment security.

　　银联还将应用标记技术来防止敏感账户信息泄露，确保支付安全。

　　The bankcard association is working on risk control standards for two-dimensional barcode payments and will launch its own product in this area, according to Cai Jianbo, executive vice-president of China UnionPay.

　　中国银联常务副总裁蔡剑波称，银联正在制定二维码支付风控策略，并将发布自己的二维码支付产品。

　　Zhao Yao, a special research fellow at the Institute of Finance and Banking at the Chinese Academy of Social Sciences, said: "This is an important measure taken by UnionPay and commercial banks to deal with competition from third-party payment institutions."

　　中国社会科学院金融研究所特约研究员赵曜表示：“这是银联和商业银行应对第三方支付机构竞争的重要举措。”