您好！又见面啦。您决定了吗？

　　B: I'm still not sure about these "Visible" Certificates. What's the real difference, except the amounts available?

　　我仍然不明白这些"凭证式"的国债。除了可以看到数额之外，还有什么不同之处？

　　A: Visible Certificates are registered and the holders of these can report any loss directly to the bank. Also, they can be cashed in advance, before the maturity is up.

　　凭证式国債是记名式的，持有人可以直接向银行挂失。此外，此种国债可以在到期之前提前兑现。

　　B: Right. How about the Bearer Certificates? Can they be cashed before the maturity date?

　　好的。那么无记名式国債呢？它们能否在到期之前兑现？

　　A: Unfortunately, not. You see, because they are not registered, they can be bought and sold by anyone. They also can be cashed on maturity in any nationwide financial institution.

　　很遣憾，不行。您瞧，因为它们是不记名的，任何人都可以购买和出售。此种国債到期后，也可以在全国范围内任何金融机构兑现。

　　B: So, if I was strapped for cash, I could transfer it to get some money?

　　所以，如果我急需现金的话，可以把它转让，用它换些现金？

　　A: Technically, yes.

　　基本如此。

　　B: OK, I think I've got it.

　　好吧，我想我明白了。