银行英语情景口语 第99期:公司信贷业务 固定资产贷款情景(3)(在线收听

   A: Hello. How can we be of service?

  您好。我们如何为您效劳?
  B: I'm here to see about a Fixed Asset Loan.
  我到这里来了解一下有关固定资产贷款的事项。
  A: OK, are you already an account holder?
  好吧,您已经是账户持有人了吧?
  B: Yes, I am. But I'm not sure if I'm eligible.
  是的,我是。但我不敢肯定是否有资格。
  A: To find out if you are eligible for our Fixed Asset Loan,we will have to look at various aspects of your business,such as,your long-term business prospects,your cash flow,your profitability, your capital structure....
  要知道您是否有资格获得我们的固定资产贷款,我们将不得不对您的经营情况的各方面通盘考虑,比如,您的长期业务前景、您的现金流、您的赢利能力、您的资本结构……
  B: For my credit worthiness?
  这些是为了我的信贷价值?
  A: Yes, and then other qualitative factors, such as the transparency of your business operations,your credibility and the integrity of your management.
  是的,然后还有其他定性分析因素,比如业务运作透明度、您的诚信以及您管理团队的诚实度。
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