银行英语情景口语 第106期:公司信贷业务 综合授信(2)(在线收听

   B: Is there anything else, apart from the Credit Rating and Debt to Asset Ratio?

  除了信用等级和资产负债率以外,还有其他的什么标准吗?
  A: There is the Balance of Net Liabilities. This must not exceed its net assets and no business loss can be shown during the past two years.
  还有净负債余额。它不得超过企业的净资产,而且企业在过去两年内没有出现经营亏损。
  B: Right, OK. That,again, shouldn't be a problem.
  好的。这方面也不会有什么问题。
  A: And the total ratio of return on assets should not be lower than the average, for that particular industry, for the first two quarters of the year.
  还有今年前两个季度,企业总资产回报率应不低于所在行业的平均水平。
  B: Well, as far as I can tell, we qualify.
  嗯,据我所知,我们够资格。
  A: Of course we will need proof, originals and duplicate of everything. As soon as you bring in the proof and we assess it, it should be very quick indeed.
  当然,我们将需要证明,就是所有文件的正本和副本。只要您带着证明来,我们评估一下,其实办理起来应该是非常快的。
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