公务员口语26（在线收听）

Money Exchange and Remittance

Dialogue 1

-Excuse me,can I change money in this hotel?I want to change some RMB to cover my expense here.

-Yes,over there by the reception counter.

-I'd like to change 100 dollars.What is the exchange rate today?

-Sorry,sir.I'm not sure.You will have to ask at the exzchange desk.He will tell you the exact rate.

-But where is the exchange desk?

-In the front lobby,sir.And don't forget your passport,sir!You have to show it to the Clerk before he changes money to you.

-Oh,I see.Thank you for helping me.

-Not at all.

Dialogue 2

-Good morning,sir.What can I do for you?

-Can you exchange U.S. dollars for Hong Kong dollars?

-Yes,how much do you want to change

-Two hundred U.S. dollars.What's the exchange rate today?

-One U.S. dollar to 6.7 HK dollars.Please show me your passport,sir.

-OK.Here you are,and here are 2 hundred notes.Please give me thirteen 100-HK-dollar notes.

-OK.Anything else?

-I have a traveler's letter of credit opened by FEDERAL RESERVE BANK.I'd like to know the rate for this traveler's L/C.

-Oh,let me see,the buying rate is one U.S. dollar to 6.7 HK dollars.

-Could you tell me why the buying rate is quite different from what you just quoted?Is there any change in the rate?

-I will be very glad to explain it to you.You see foreign currency is not negotiable in china.So we have to send the notes abroad by post and shall not be covered with the fund until a later date.It will also cost us freight and insurance charges in doing so.That is why the buying rate of the notes if lower.

-Oh,I see.

-Will you draw money against your traveler's L/C right now sir?

-No,thank you.Thank you very much for your good explanation and all you've done for me.

-It's a pleasure.

Dialogue 3

-Good afternoon,madam.Can I help you?

-Could you tell me my balance in this Letter of Credit/

-Oh,madam!The L/C is exhausted.

-Well,could you find out whether there is a remittance for me from New York?

-Wait for a moment.I'll check for you.Yes,madam.There is a remittance for you.There are five hundred dollars.

-I want to convert the remittance into RMB.What exchange rate you are giving?

-The exhcange rate between U.S. dollar and RMB is 826 yuan for 100 U.S. dollars.How much of the remittance do you want to convert into RMB?

-The full amount of the remittance.

-Do you have any means of identification,please?

-Yes,here is my passport.

-Please sign the receipt in duplicate.

-Is it all right?

-OK.five hundred dollars make 4,130 yuan.Here are the cash and your passport.Have a check,please!

-4,130 yuan,that's right.Thank you very much.

-You're welcome.

Dialogue 4

-May I draw money against te traveler's letter of credit here?

-Certainly.How much do you want to draw?

-I'd like to draw 200 pounds.

-What kind of currency do you want?

-RMB.What's the rate for traveler's letter of credit?

-The exchange rate is 1,400 yuan against Pound Sterling 100.

-How much could I get?

-200 pound make 2,800 yuan.2.5 precent interest charges will be deducted from the proceeds after conversion.And the balance remains 2,730 yuan.

-I think it is a sight draft,why is it subject to a deduction for discount interest?

-Also the time factor should be considered.You get the cash now,but we can't get the sum until the issuing bank receives the draft.It takes time and the loss of interest during foreign exchange is to its customers.

-Oh,I see.

-Please sign again on the top.

-All right.Here is my passport.

-Here are the cash.Please have a check.

-Thank you for your explanations.

-You are welcome.