想聊就聊-1.06.4申请信用卡（在线收听） |
W: I'd like to apply for a credit card. Can you help me with my application? M: I'd be glad to. W: I'm afraid that I don't have a credit history. I just came to this country. M: Do you have an account with this bank? W: I'm afraid not. M: In that case I highly recommend you apply for a savings and checking account also. That would help with your credit card application. W: What is the interest rate on your card? M: The annual charge rate is 9.5%. W: That's very expensive! M: Not really. The credit card is a revolving account. You only pay interest on what you owe. W: How does the bank bill its customers for credit card charges? M: You will receive a monthly statement with each expenditure itemized. W: Does the card provide any other benefits? M: You can also get a cash advance up to 1,000 dollars on this card. |
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