[00:03.81]coinsurance :n.共同保险(金) [00:05.87]compensation :n.赔偿 [00:07.99]co-payment :n.定额手续费 [00:09.84]deductible :n.自负额 [00:11.75]escape clause :免责条款 [00:14.07]exclusion :n.排除给付 [00:15.98]out-of-pocket :a...