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(单词翻译:双击或拖选)
Remittances2 High on Radar3 of World Economists5 经济学家关注跨国汇款
Many migrants send small amounts of money - called "remittances" - home to friends and family members. But with 200 million international migrants out there, those small sums add up quickly.
In 2013, migrants around the world sent back $400 billion, far outweighing6 official aid to many countries and sometimes providing the largest source of foreign exchange. This has economists wondering - can remittances boost not just a receiving family’s budget but that country’s economy too?
When Jean Claude Kazadi and his wife Myriam came to the U.S. from the Democratic Republic of Congo they immediately began sending money home. They wanted to help family members left behind.
“That is the way we grew up. We believe in supporting each other. We believe in supporting our parents, specifically, and we believe in supporting our brothers and sisters.”
Jean Claude is a doctor who works on HIV Aids for Catholic Relief Services in Maryland. He frequently visits Congo, and says he hopes he is helping7 his fellow Africans through his work. But he knows that the $400 a month he sends home to his parents are a lifeline.
“If we don’t do something, do you think the government will actually do something to support my parents? They will not. They don’t care about it.”
Economist4 Adolfo Barajas of the International Monetary8 Fund (IMF) has been studying remittance1 trends for a decade, watching how they affect receiving economies.
“They have been growing tremendously from 1990 to 2010; they grew more than sevenfold,” says he.
Barajas says massive migration9 drives the trend, but notes a possible downside - that governments may be less efficient if they are receiving large windfalls of cash.
Economists have long said that remittances generally strengthen the families who receive them, by boosting their income. But some are concerned that all this cash can cause a nation’s currency to appreciate, bidding up prices and making that country less competitive when it comes to, for example, exporting goods.
But economists, including Barajas, agree remittances affect a receiving country’s economy in many positive ways. Dilip Ratha, is a remittance expert with the World Bank.
“They provide incomes, they are a lifeline for people, they reduce poverty, they provide funding for business investment, human capital investments, education, health,” says Ratha.
Economists say that when countries are in conflict, like Jean Claude and Myriam’s Democratic Republic of Congo, private investors10 tend to sneak11 out, while remitters rush in.
"Because that is precisely12 when the needs of the families left behind increase. And to meet those needs, migrants send money home,” says Ratha.
For Myriam and Jean Claude Kazadi, it’s about showing their parents they have not forgotten them, even though they live so far away.
1 remittance | |
n.汇款,寄款,汇兑 | |
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2 remittances | |
n.汇寄( remittance的名词复数 );汇款,汇款额 | |
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3 radar | |
n.雷达,无线电探测器 | |
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4 economist | |
n.经济学家,经济专家,节俭的人 | |
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5 economists | |
n.经济学家,经济专家( economist的名词复数 ) | |
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6 outweighing | |
v.在重量上超过( outweigh的现在分词 );在重要性或价值方面超过 | |
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7 helping | |
n.食物的一份&adj.帮助人的,辅助的 | |
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8 monetary | |
adj.货币的,钱的;通货的;金融的;财政的 | |
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9 migration | |
n.迁移,移居,(鸟类等的)迁徙 | |
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10 investors | |
n.投资者,出资者( investor的名词复数 ) | |
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11 sneak | |
vt.潜行(隐藏,填石缝);偷偷摸摸做;n.潜行;adj.暗中进行 | |
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12 precisely | |
adv.恰好,正好,精确地,细致地 | |
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