尚福林:银行业风险可控

 　　BEIJING, March 12 (Xinhua) -- Risks in China's banking¹ industry are generally controllable and the authorities will work to prevent systemic financial risks, the head of the country's banking regulator said Saturday.

　　China's banking sector² is in good and stable condition, said Shang Fulin, chairman of China Banking Regulatory Commission (CBRC), at a press conference on the sidelines of the annual parliamentary session.

　　Capital adequacy ratio of Chinese commercial banks at the end of 2015 stood at 13.45 percent, higher than the start of last year, and was at a relatively³ high level, Shang said.

　　Risks in China banking industry controllable: CBRC chairmanAlthough the ratio of non-performing loans of commercial banks had risen somewhat to 1.67 percent by the end of last year, it was still at a low level by international standard, he said.

　　He said that China will step up supervision⁴ to forestall⁵ risks. Measures include "real name management" of enterprises mired⁶ in overcapacity and the "zombie enterprises," to ensure the banks will make informed decision when granting loans.

　　More stress tests will be carried out to prevent liquidity⁷ risks of banks, Shang said.

　　Shang dismissed the recent downgrading of outlook on China's sovereign bonds by some international rate agency, saying that constituted "a misjudgment of the condition of China's banking industry."Earlier this month, Moody's cut its outlook on China's sovereign bonds from stable to negative. The downgrade was based on concerns over China's fiscal⁸ strength, its foreign exchange reserves and uncertainty⁹ about its ability to implement¹⁰ economic reforms.

 

1 banking   

n.银行业，银行学，金融业

参考例句：

• John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
• He possesses an extensive knowledge of banking.他具有广博的银行业务知识。

2 sector   

n.部门，部分；防御地段，防区；扇形

参考例句：

• The export sector will aid the economic recovery. 出口产业将促进经济复苏。
• The enemy have attacked the British sector.敌人已进攻英国防区。

3 relatively   

adv.比较...地，相对地

参考例句：

• The rabbit is a relatively recent introduction in Australia.兔子是相对较新引入澳大利亚的物种。
• The operation was relatively painless.手术相对来说不痛。

4 supervision   

n.监督，管理

参考例句：

• The work was done under my supervision.这项工作是在我的监督之下完成的。
• The old man's will was executed under the personal supervision of the lawyer.老人的遗嘱是在律师的亲自监督下执行的。

5 forestall   

vt.抢在…之前采取行动；预先阻止

参考例句：

• I left the room to forestall involvements.我抢先离开了这房间以免受牵累。
• He followed this rule in order to forestall rumors.他遵守这条规矩是为了杜绝流言蜚语。

6 mired   

abbr.microreciprocal degree 迈尔德（色温单位）v.深陷( mire的过去式和过去分词 )

参考例句：

• The country was mired in recession. 这个国家陷入了经济衰退的困境。
• The most brilliant leadership can be mired in detail. 最有才干的领导也会陷于拘泥琐事的困境中。 来自《现代汉英综合大词典》

7 liquidity   

n.流动性，偿债能力，流动资产

参考例句：

• The bank has progressively increased its liquidity.银行逐渐地增加其流动资产。
• The demand for and the supply of credit is closely linked to changes in liquidity.信用的供求和流动资金的变化有密切关系。

8 fiscal   

adj.财政的，会计的，国库的，国库岁入的

参考例句：

• The increase of taxation is an important fiscal policy.增税是一项重要的财政政策。
• The government has two basic strategies of fiscal policy available.政府有两个可行的财政政策基本战略。

9 uncertainty   

n.易变，靠不住，不确知，不确定的事物

参考例句：

• Her comments will add to the uncertainty of the situation.她的批评将会使局势更加不稳定。
• After six weeks of uncertainty,the strain was beginning to take its toll.6个星期的忐忑不安后，压力开始产生影响了。

10 implement   

n.(pl.)工具，器具；vt.实行，实施，执行

参考例句：

• Don't undertake a project unless you can implement it.不要承担一项计划，除非你能完成这项计划。
• The best implement for digging a garden is a spade.在花园里挖土的最好工具是铁锹。