When surveyed, entrepreneurs say 29 is the ideal age to start a business. The average age that entrepreneurs actually start a business is 35. 调查显示，企业家认为29岁是创业的理想年龄。可实际上，企业家创业的平均年龄是...
While Mr. Ballmer, who has been at the helm of Microsoft since 2000, is known for his eccentric personality and episodes of excitable public behavior, 巴尔默先生从2000年开始执掌微软，他的古怪性格和易激动的公众行为是出了名...
Find happiness in life, not spending 发现生活中的幸福，而不是通过花钱来营造幸福的幻觉 Many times people buy stuff because they think (subconsciously perhaps) that it will bring them happiness. 人们之所以买东西，常常是...
Try frugal gift-giving 送礼从简 Giving people gifts is one of the most wonderful traditions, as it shows generosity and caring. Until it becomes commercialized. Then it's just really really expensive. Instead, try giving the gift of spending time...
Lend and borrow 赠送与索取 Give books and clothes and toys you don't need anymore to your friends and family. 把你不再需要的书籍、衣服和玩具送给你的朋友和家人， If you need something, send out an e-mail asking if anyone...
Exercise at home 在家里锻炼 Some of you will disagree with me on this, which is OK--everyone should do what works for them. But I've saved a lot of money that I used to spend on gyms by just running at the local track or on the roads in my neigh...
Trouble is, I don't need all that. All I want is a way to track my money easily, with no other bells and whistles, and a way to access that online so that I can view it from anywhere. The best way I found to do that is through Google Docs and Spreads...
Cook at home 在家就餐 I know, it seems more difficult than eating out. But it doesn't have to be hard. Not only is this much cheaper than eating out, it's healthier. 我知道你肯定会说这比下馆子麻烦多了。其实，在家做饭并非那...
Stay home 待在家里 Going out makes you more likely to spend unnecessarily. You eat at restaurants, go to them all, stop at the gas station for snacks. It 's hard to avoid spending when you're on the road. Instead, stay home, and find free enterta...
Improving your finances improves your happiness, in general, so I thought it would be important to share stuff that's worked for me. 一般而言，经济状况的改善会促进幸福感的提升。因此，我认为有必要将我个人认为很受用...
4, Save Towards A Specific Goal 为自己设立一个具体目标 Having a very clear goal in mind can make it much easier to save up. If you know that you need $1, 000 for that new computer, or if you're determined to reach $5, 000 in your emergency...
2, Read Personal Finance Blogs 阅读个人理财博客 I find that I get encouraged to save-and to adopt good financial habits in general-by reading about others' tips and success. 我是通过阅读别人的小技巧和成功经验才学会了存钱和...
Many of us would like to have money in savings. Frankly, a dollar spent now seems to provide a lot more pleasure than a dollar saved, how can you make sure you're motivated enough to put money aside on a regular basis? 大部分人都希望手里有所...
Can you handle the monthly expense? While a monthly mortgage payment may be comparable in some cases to a monthly rent, there are other expenses to consider. 你能承担得起每月所需的费用吗？虽然在有些情况下，月供跟你每月租房...
House-Buying or Renting? 你适合买房还是租房？ With housing prices down significantly in many parts of the country and interest rates low, it may be an affordable time for twenty somethings to buy that first home. 如今美国很多地方的房...
