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Future US Senior Citizens Face Big Changes
Analysts1 at the U.S. Census2 Bureau have a provocative3 forecast for America's population in 2050, when today's 25-olds will be knocking on the door of age 65.
If projections4 hold, not only will there be more than TWICE as many people 65-and-over in sheer numbers as there are now, but their percentage of the population will jump from 12 percent today to 21 percent. That means more than one in five Americans at mid-century will be what we call "senior citizens." And if current demographic trends continue, a much greater proportion of the nation's elderly will be Hispanic, African-American and Asian-American.
Take a look at the typical American worker, circa 2050.
Linda Jacobsen at the Population Reference Bureau, a private outfit5 that helps make sense of demographic data, helped us sort out the implications:
Primarily, she says, in 2050 a whole lot more people 65 and older will be on the job outside the home. In part, that's because many more than today will be well educated and in rosy6 health, and will simply WANT to keep working.
Others won't have a choice, since they won't be able to get Social Security benefits as the eligibility7 age keeps rising - quite possibly to 70 or beyond by 2050. And as private companies cut costs, generous pension and company-paid retirement8 accounts will be harder to find as well.
Today, women more often than men are the ones who stay home to care for Mom and Dad in their last years - while men contribute money to their elders' care. But in 2050, women will be less available as caregivers, because more of them will also be busy at a workplace somewhere.
So, Linda Jacobsen points out, young Americans had better be saving money right now in the increasing likelihood they'll have to care for themselves in their advanced years. But, they can expect plenty more nursing homes and assisted-living centers to choose from.
In 2050, Americans who are 65 may be considered "middle-aged9." By then, only what demographers10 today call the "oldest old" - the 85-and-over crowd - will be thought of as truly "old."
1 analysts | |
分析家,化验员( analyst的名词复数 ) | |
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2 census | |
n.(官方的)人口调查,人口普查 | |
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3 provocative | |
adj.挑衅的,煽动的,刺激的,挑逗的 | |
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4 projections | |
预测( projection的名词复数 ); 投影; 投掷; 突起物 | |
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5 outfit | |
n.(为特殊用途的)全套装备,全套服装 | |
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6 rosy | |
adj.美好的,乐观的,玫瑰色的 | |
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7 eligibility | |
n.合格,资格 | |
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8 retirement | |
n.退休,退职 | |
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9 middle-aged | |
adj.中年的 | |
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10 demographers | |
n.人口统计学( demography的名词复数 ) | |
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