CNN Marketplace 2006-06-01

（单词翻译）

Special thanks to antoniazhang, AC, and Californian for your help.

Michelle Wright: Delta's pilots have approved an agreement which will help the bankrupt carrier get back on its feet, says Airline spokeswoman Chris Kelly.

Chris Kelly: We are er, feel pretty good er, that this will get us where we need to be. This contributes to the numbers that we outlined in our transformation¹ plan right after we went into the bankruptcy² court, and that we're fairly confident that er, this should do it for a while.

Michelle Wright: The deal includes 280 million dollars in concessions³, including an initial 14% pay cut.

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Michelle Wright: It's not the content of character, but the color of one's skin that could determine the rate you pay for a mortgage, according to a recent study.

Matt Cherry: A report by the Center for Responsible Lending finds African-Americans and Latinos are 30% more likely to get higher rates for home loans than whites, that's irregardless of credit scores and risk factors.

Debbie Gruenstien Bocian: Racial and ethnic⁴ disparities persist even despite, um controlling for these, these risk factors.

Matt Cherry: Center Senior Analyst⁵ Debbie Gruenstein Bocian adds that many lenders and brokers⁶ steer⁷ people into higher cost loans than they can afford. She says those high-cost lenders may be targeting minorities more aggressively. Matt Cherry, CNN.

Michelle Wright: Speaking of mortgages, applications fell last week as the rate for 30-year fixed⁸ loans increase to 6.66%, that's the highest it's been in 4 years. However, 15-year fixed rate mortgages and adjustable⁹ rate mortgages were down.

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Michelle Wright: The markets continue their roller coaster ride through Wall Street and gas prices are leading the way.

Larry Wachtel: You saw yesterday and there was an anouncement from Wal-Mart that rising gasoline prices is indeed impacting the consumers' ability to spend. So there're so many crosscurrents that lead to the volatility¹⁰.

Michelle Wright: Wachovia Securities consultant¹¹ Larry Wachtel.

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Michelle Wright: And it looks like we are a little more confident when it comes to keeping our jobs.

Lee Garen: A new survey completed by Right Management indicates that American workers feel more confident about their job security today than they did 6 months ago. Over 80% feel there's little to no chance that they will lose their job during the coming year.

Michelle Wright: CNN's Lee Garen.

With CNN radio in the marketplace, I'm Michelle Wright.