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(单词翻译:双击或拖选)
Lack of money can cause big financial problems for people. While the banks are closing down branches in city centres, we’ve seen a growth of pawnbrokers2 in the high streets.Paul Atkin, the director of online pawnbroker1 Borro. Here he explains the history behind this industry.
"Pawnbroking4 is the oldest form of lending, it’s been around for a few thousand years, its roots are actually in ancient China. Queen Isabella of Spain, for example, pawned5 all of her jewellery to enable Christopher Columbus to go and discover the new world.Basically someone will come to us with something of value, and they’ll basically use that as security to get a loan, we will do an valuation on the valuable they bring to us and we will lend them anywhere between 50 to 60 percent of the value, and they come back six months later and pay off the loan. "
Paul thinks the rapid growth of pawnbrokers in this country is because more British people are having cash flow problems.
"Most of us have cash flow issues at certain points in the year. Run up to Christmas, going on holiday, lumpy bills to pay. We are as a society in the UK, people who typically spend at least as much as we earn."
Kalina Kamara is a care worker and she tells us why she prefers prawn6 brokers3 to banks.
"The bank takes too long. The loan sharks, you always get horrible stories, bullying7 or whatever. At least when you come here, they’re polite and they’re kind and they give you a choice. I’m a single mum raising four children on my own, it works really well for me. Maybe not for everyone, but my bills get paid and my children get fed. "
pawnbroker:当铺老板
lumpy bill: 很多账单
shark:鲨鱼,诈骗者
1 pawnbroker | |
n.典当商,当铺老板 | |
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2 pawnbrokers | |
n.当铺老板( pawnbroker的名词复数 ) | |
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3 brokers | |
n.(股票、外币等)经纪人( broker的名词复数 );中间人;代理商;(订合同的)中人v.做掮客(或中人等)( broker的第三人称单数 );作为权力经纪人进行谈判;以中间人等身份安排… | |
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4 pawnbroking | |
n.典当业 | |
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5 pawned | |
v.典当,抵押( pawn的过去式和过去分词 );以(某事物)担保 | |
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6 prawn | |
n.对虾,明虾 | |
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7 bullying | |
v.恐吓,威逼( bully的现在分词 );豪;跋扈 | |
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