银行英语情景口语 第162期:个人消费信贷 小额消费贷款(2)

 　　A: As an existing banker, that will speed up the process. You said you had the documents with you?

　　您是一个老储户，这将加快办理的过程。您刚才说过您带来了那些文件？

　　B: That's right. Here you go.

　　正是。给你。

　　A: Before I verify those, I need you to fill in some forms. Then,as I said, I need to see valid¹ credentials², your occupation and income details....

　　在我核实这些文件之前，我需要您填写一些表格。然后，像我所说过 的，我需要看看您的有效证件，有关您的职业和收入的详细情况……

　　B: OK, as I expected. How much will you allow me to borrow? I mean, I don't need a massive sum of money.

　　好的，和我预想的一样。你们允许我借多少钱？我的意思是，我并不 需要一大笔钱。

　　A: You are authorized³ to borrow up to 20,000 RMB, with a repayment⁴ period of up to 1 year.

　　您的授权借款额最多为20000元，偿还期限最长为一年。

　　B: That'll be enough, and the repayment period sounds good to me.

　　足够了，而且对我来说，还款期听起来不错。

　　A: We can also look at your current credit status and adjust the interest accordingly.

　　我们还可以查看您目前的信用状况，并且相应地调整利率。

　　B: How soon before this goes through?

　　在申请获准之前我还要等多久？

　　A: If you sort out all of the paperwork today, you could have your loan by the end of the week.

　　如果您今天处理完所有的文件，您可以在本周末之前获得您的贷款。

　　B: Perfect. So, I guess my next job is to go to the newsagent and buy some car magazines. Thanks for everything.

　　太好了。那么，我猜我的下一个任务就是去报刊亭，买些汽车杂志啦。 感谢你所做的一切。

1 valid   

adj.有确实根据的；有效的；正当的，合法的

参考例句：

• His claim to own the house is valid.他主张对此屋的所有权有效。
• Do you have valid reasons for your absence?你的缺席有正当理由吗？

2 credentials   

n.证明，资格，证明书，证件

参考例句：

• He has long credentials of diplomatic service.他的外交工作资历很深。
• Both candidates for the job have excellent credentials.此项工作的两个求职者都非常符合资格。

3 authorized   

a.委任的，许可的

参考例句：

• An administrative order is valid if authorized by a statute.如果一个行政命令得到一个法规的认可那么这个命令就是有效的。

4 repayment   

n.偿还，偿还款；报酬

参考例句：

• I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
• The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。