银行英语情景口语 第163期:个人消费信贷 小额消费贷款(3)

 　　A: Welcome to Lincoln Bank. Are you a new customer?

　　欢迎光临Lincoln银行。您是新客户吗？

　　B: Yes,I am. I opened an account with you about a month ago,but today I'm here to see about a loan of some kind.

　　是的，我是新客户。我大约一个月之前在此开了一个账户，但今天我是来了解一下有关贷款方面的事情。

　　A: I see. As you don't have a long history with us,we will have to check your credit rating with your previous bank before we can promise any loan to you.

　　我明白了。因为您与我们银行的业务往来时间不长，在我们能承诺给您任何贷款之前，我们得查看您在以前银行的信用等级。

　　B: Yes, that's fine. My credit is good; I banked at my former bank for many years.

　　是的，没问题。我的信用良好，我在我的上一家银行存款多年了。

　　A: May I ask why you decided¹ to switch your account to us?

　　我能请问您为什么决定把您的账户转到我们银行来吗？

　　B: Haha! Actually, I felt that your array of services is much better than what my old bank had on offer. Plus,I've got plenty of friends who bank with you and they are extremely happy.

　　呵呵！其实，我觉得你们的一系列服务要比我原来的银行提供的服务好多了。而且，我还有很多朋友，他们在你们银行存款，而且他们非常满意。

　　A: We always welcome new business. If you can give me the details of your former bank, including your account number we can begin.

　　我们随时欢迎新客户的惠顾。如果您可以给我您的前一家银行的详细信息，包括您的账户号码，我们就可以开始办理了。

　　B: I have everything right here. I'll let you go through that and come back. I'd like to have a good read of your materials to make sure I make the right choice.

　　我的所有材料都在这里。我将交给你去审查一下，我一会儿就回来。我想好好阅读一下你们的材料，以确保我做出正确的选择。

1 decided   

adj.决定了的，坚决的；明显的，明确的

参考例句：

• This gave them a decided advantage over their opponents.这使他们比对手具有明显的优势。
• There is a decided difference between British and Chinese way of greeting.英国人和中国人打招呼的方式有很明显的区别。