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(单词翻译:双击或拖选)
By Jeff Swicord
Washington
27 October 2009
For the first time in 30 years, Social Security recipients2 in the United States will not receive an annual adjustment in benefits. More than 52 million older Americans depend on Social Security for all or part of their retirement3 income. As pension funds and the stock market have declined in the last decade, Social Security has become the primary rather, than supplemental income for many retirees.
Mike Maiman is Anna Maiman's grandson and her full-time4 caretaker
97-year-old Anna Maiman is one of 52 million Social Security recipients who will not receive an increase in benefits this year.
Maiman came to the U.S. from Poland at age 17. Her husband died several years ago. She suffers from dementia, so her grandson Mike Maiman is her full-time caretaker.
They live on $1,350 a month, the sum of Maiman's Social Security benefits and her husband's pension fund. Anna Maiman is still very active for her age. Her grandson says not having an increase will affect her quality of life.
"It is not life or death for us," Mike says, "but it would mean taking life from more of a hum-drum experience where she can't get out much or do much because we are at the limit of the budget."
Social Security began early last century as a buffer5 between older Americans and poverty. Americans pay into the system throughout their working lives. The annual increase in benefits is tied to the consumer price index or CPI - an index of consumer goods and services. This year, the CPI fell 1.3 percent, reflecting the steep decline in fuel prices.
Nancy Altman
Nancy Altman is an authority on private pensions and Social Security. She questions whether the CPI is an accurate cost of living indicator6 for senior citizens. She argues the CPI is not weighted toward housing and health care, the primary expenditures7 for older adults.
She wants to see Social Security benefits increased.
"The average benefit is less than someone working full time at minimum wage. It is not even a minimum wage life style," Altman says. "So when you don't get the cost of living increase it just compounds that. The benefits are just not enough."
Anna Maiman's granddaughter pays for her to attend Winter Growth, a non-profit day care center for the elderly, two days a week. Maiman participates in classes and activities with other seniors. Like many of her peers, she could not afford to come here without financial help.
Social Security Administration officials say the average recipient1 receives a check for $1,150 a month. And 40 percent of all single retirees depend on Social Security for 90 percent off their income.
Marge Burba is the executive director of Winter Growth. She says Social Security is the only source of income for half of her clients, and when there is no cost of living increase, it also affects the non-profit organizations that serve them.
Anna Maiman (r) enjoys participating in the Winter Growth programs
"Our costs will go up more than the consumer price index and yet the people that we are serving won't have the money to pay that," Burba notes. "So, we have to scramble8 around and try and find it somewhere else to continue giving them quality care."
President Barack Obama says he wants to provide an emergency payment of $250 to Social Security recipients as soon as possible. The proposal is currently a part of several bills circulating on Capitol Hill.
For Anna Maiman and other Social Security dependents, the increase would mean an extra $30 to $40 a month. It's not much, but it would provide a cushion that could help in an emergency.
1 recipient | |
a.接受的,感受性强的 n.接受者,感受者,容器 | |
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2 recipients | |
adj.接受的;受领的;容纳的;愿意接受的n.收件人;接受者;受领者;接受器 | |
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3 retirement | |
n.退休,退职 | |
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4 full-time | |
adj.满工作日的或工作周的,全时间的 | |
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5 buffer | |
n.起缓冲作用的人(或物),缓冲器;vt.缓冲 | |
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6 indicator | |
n.指标;指示物,指示者;指示器 | |
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7 expenditures | |
n.花费( expenditure的名词复数 );使用;(尤指金钱的)支出额;(精力、时间、材料等的)耗费 | |
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8 scramble | |
v.爬行,攀爬,杂乱蔓延,碎片,片段,废料 | |
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