英语笑话听力+文本：Collateral(押品)

[00:15.12]Collateral¹
[00:16.79]抵押品
[00:34.55]词汇扫描
[00:38.57]collateral 抵押品
[00:46.54]cover 足以抵消
[00:52.36]pickup² 皮卡车
[00:59.91]teepee 印弟安圆形帐篷
[01:08.09]withdraw 提取（存款）
[01:16.80]An old Indian wanted a loan of $500.
[01:19.97]The banker pulled out the loan application, and said:
[01:23.59]"What are you going to do with the money?"
[01:25.71]"Take jewelry³ to city and sell it," He responded.
[01:29.46]"What have you got for collateral?"
[01:31.82]"What is collateral?"
[01:33.67]"Well, that's something of value that would cover the cost of the loan.
[01:37.56]Have you got any vehicles?"
[01:39.72]"Yes, 1949 Chevy Pickup."
[01:42.87]The banker shook his head, "How about livestock⁴?"
[01:46.88]"Yes I have a horse."
[01:49.40]"How old is it?"
[01:51.12]"I don't know. It has no teeth."
[01:53.56]Finally the banker decided⁵ to make the $500 loan.
[02:03.94]Several weeks later the old man was back in the bank.
[02:06.89]He pulled out a roll of bills, "here to pay." he said.
[02:10.67]He then handed the banker the money to pay his loan off.
[02:14.35]"What are you going to do with the rest of that money?"
[02:17.50]"Put in teepee."
[02:19.36]"Why don't you deposit it in my bank, "the banker asked.
[02:23.05]"I don't know what deposit is."
[02:25.81]"You put the money in our bank and we take care of it for you.
[02:29.13]When you want to use it you can withdraw it."
[02:32.14]The old Indian leaned across the desk,
[02:34.41]"What do you get for collateral?"
[02:40.66]中文大意
[03:59.25]逐句对照
[04:03.53]An old Indian wanted a loan of $500.
[04:10.83]The banker pulled out the loan application, and said:
[04:14.30]"What are you going to do with the money?"
[04:21.52]"Take jewelry to city and sell it," He responded.
[04:28.84]"What have you got for collateral?"
[04:33.98]"What is collateral?"
[04:37.38]"Well, that's something of value that would cover the cost of the loan.
[04:47.13]Have you got any vehicles?"
[04:50.00]"Yes, 1949 Chevy Pickup."
[04:55.98]The banker shook his head, "How about livestock?"
[05:04.64]"Yes I have a horse."
[05:09.02]"How old is it?"
[05:12.33]"I don't know. It has no teeth."
[05:18.55]Finally the banker decided to make the $500 loan.
[05:25.41]Several weeks later the old man was back in the bank.
[05:31.34]He pulled out a roll of bills, "here to pay." he said.
[05:39.58]He then handed the banker the money to pay his loan off.
[05:46.18]"What are you going to do with the rest of that money?"
[05:51.19]"Put in teepee."
[05:55.02]"Why don't you deposit it in my bank, "the banker asked.
[06:02.09]"I don't know what deposit is."
[06:07.33]"You put the money in our bank and we take care of it for you.
[06:14.34]When you want to use it you can withdraw it."
[06:20.50]The old Indian leaned across the desk,
[06:27.35]"What do you get for collateral?"
[06:42.51]多学一点
[06:46.53]collateral 抵押品，担保物
[06:54.42]cover the cost of the loan
[06:56.85]cover 足以补偿，足以抵消
[07:00.37]cover the cost of the loan
[07:10.28]Chevy 雪佛兰
[07:13.27]pickup
[07:14.77]pickup truck 皮卡
[07:30.92]teepee
[07:35.33]tent
[07:40.52]withdraw 撤退，撤回
[07:44.79]He withdrew from the race.
[07:49.78]withdraw 提款，取款
[07:54.10]withdraw money from the bank
[08:02.79]重新听一次故事原文
[08:05.52]An old Indian wanted a loan of $500.
[08:08.59]The banker pulled out the loan application, and said:
[08:12.20]"What are you going to do with the money?"
[08:14.25]"Take jewelry to city and sell it," He responded.
[08:18.34]"What have you got for collateral?"
[08:20.55]"What is collateral?"
[08:22.71]"Well, that's something of value that would cover the cost of the loan.
[08:26.69]Have you got any vehicles?"
[08:28.61]"Yes, 1949 Chevy Pickup."
[08:31.76]The banker shook his head, "How about livestock?"
[08:36.18]"Yes I have a horse."
[08:38.12]"How old is it?"
[08:39.39]"I don't know. It has no teeth."
[08:42.38]Finally the banker decided to make the $500 loan.
[08:48.71]Several weeks later the old man was back in the bank.
[08:51.58]He pulled out a roll of bills, "here to pay." he said.
[08:55.64]He then handed the banker the money to pay his loan off.
[08:59.31]"What are you going to do with the rest of that money?"
[09:01.95]"Put in teepee."
[09:04.20]"Why don't you deposit it in my bank, "the banker asked.
[09:07.76]"I don't know what deposit is."
[09:10.25]"You put the money in our bank and we take care of it for you.
[09:13.92]When you want to use it you can withdraw it."
[09:16.87]The old Indian leaned across the desk,
[09:19.12]"What do you get for collateral?"
[09:38.28]关键词
[09:41.17]collateral 抵押品
[09:49.21]cover 足以抵消
[09:55.45]pickup 皮卡车
[10:02.64]teepee 印弟安圆形帐篷
[10:10.90]withdraw 提取（存款）

Collateral
抵押品

一个印第安老人想得到一笔500美元的贷款。银行家拿出贷款申请表，说“你贷这笔钱想做什么？”
“好把珠宝拿到城里卖掉。”老人回答。
“你有什么东西可用来当作抵押吗？”
“什么叫抵押？”
“啊，抵押就是某种物品，它的价值要足以抵消你所贷的款的金额。你有车吗？”
“我有一辆1949年的雪佛兰皮卡。”
银行家摇摇头，“那么，有家畜吗？”
“有，我有一匹马。”
“这马几岁了？”
“我不知道，但它都没有牙了。”
最后银行家还是决定贷给老人５００美元。
几周后，老人回到银行。他拿出一卷钞票，说，“这是还款。”然后他把钱交给银行家，还清了贷款。
“你准备用剩下的钱做什么呢？”
“放在账篷里。”
“你为什么不把钱存到我的银行里呢？”银行家问。
“我不知道‘存’是什么意思。”
“你把钱放到我们银行，我们为你保管。当你要用钱时，你可以再把它取出来。”
这时印第安老人把身子探到桌子的那边，问：“你有什么可以作抵押的吗？”

1 collateral   

adj.平行的；旁系的；n.担保品

参考例句：

• Many people use personal assets as collateral for small business loans.很多人把个人财产用作小额商业贷款的抵押品。
• Most people here cannot borrow from banks because they lack collateral.由于拿不出东西作为抵押，这里大部分人无法从银行贷款。

2 pickup   

n.拾起，获得

参考例句：

• I would love to trade this car for a pickup truck.我愿意用这辆汽车换一辆小型轻便卡车。||The luck guy is a choice pickup for the girls.那位幸运的男孩是女孩子们想勾搭上的人。

3 jewelry   

n.（jewllery）（总称）珠宝

参考例句：

• The burglars walked off with all my jewelry.夜盗偷走了我的全部珠宝。
• Jewelry and lace are mostly feminine belongings.珠宝和花边多数是女性用品。

4 livestock   

n.家畜，牲畜

参考例句：

• Both men and livestock are flourishing.人畜两旺。
• The heavy rains and flooding killed scores of livestock.暴雨和大水淹死了许多牲口。

5 decided   

adj.决定了的，坚决的；明显的，明确的

参考例句：

• This gave them a decided advantage over their opponents.这使他们比对手具有明显的优势。
• There is a decided difference between British and Chinese way of greeting.英国人和中国人打招呼的方式有很明显的区别。