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西部落:你的金钱和你的男人

时间:2021-03-16 07:09来源:互联网 提供网友:nan   字体: [ ]
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You've heard the old saying "First comes love, then comes marriage." Unfortunately it fails to mention something a lot of couples struggle with, that's Money. In the years of columnist1 for the Washington Post, Michelle Singletary has heard from a lot of women who are constantly fighting over the family finances. She offers up some sound advice and a new book <Your Money and Your Man>.Good morning and good to see you again. (Good morning). Congratulations on the new book. (Thank you). So, as you write this column, all these years you write in this column hear from a lot of people and you hear from a lot of women with money problem.

I do, I do. That's what inspired me to write this book. I get hundreds of E-mails on a weekly basis. Lots of them from women saying: I've got this issue with my man, and I got this issue with my husband, should I stay with this boyfriend? We're, you know, clashing over money, what should I do? And I just said, I wanted to write a book that takes them to every stage of their relationship from being single to dating, to be engaged, to marry and unfortunately, if it happens, if you divorced, but most of it concentrates on women and marriages and how to handle their money which are honey 'cause they're just not handling it well.

Handling not well, now you said there are a lot of mistakes that married er, women make and No.1 is that, not discussing money with the guy before you go down the aisle2.

Absolutely. They will spend a year planning a wedding and less than an hour if they're talking about money. I mean this is the number one thing couples talk about and the number one thing they don't talked about before they get married.

All right, or the No.1 thing they fight about, maybe. yeah!

Absolutely, absolutely and it's crazy to me to get married to someone and you haven't for example, pool the credit reports and gone over them. And I say it to them, / people guess, "How could I share my credit report/?" Wait, you share almost everything else these days. You know honey.... So your mothers will open up your financial books when it's time for you to get married. So, there is no nasty credits surprises. I can not tell you how many times brokers3 and lenders have told me that they've been a loan-close or, you know, to get the loan and they find out that one of the spouses5 have a lot of debt that they haven't shared with their spouse4. (Wow, wow). Do you believe that?

As they are getting ready to get the mortgage for the house whatever, (That's right) There they are the closing and suddenly comes...somebody comes up and somebody is really surprised. Er...you say one of the other big mistakes that woman make: they treat their husbands like a roommate. So what does that mean?

That's right. Well, you know, they comment the relationship. They want to keep all their parts over here and you divide up the bills and pay it, you know, you take it this way. And it's like their roommates not lifetime-mates. If you want to be that way then stay single. Right. But when you get married everything should be merged6, so that you talked about your money. I mean it's unbelievable, people will be making say, the woman makes more than the man, she wants to control the money 'cause she makes more. Right. But together they make a whole lot of money. Sure. And you know, it's unbelievable, you know, for women we, we're told to be independent but when you get married, you cease to exist. It's us, it's our income, our money, our debts, our bills, everything.

Which leads us to the other big mistake you call it "a tit for tat-spending." What's that all about?

Well, you know, often times happens when income is not the same. And so someone will try to outspend each other because they, for example, say the husband makes more, well, he wants to have more allowance than the woman. So he may spend more.

So he gets wheels for the truck. (You're right) Whatever. And she wants to come and I'm gonna do, I'll do you one better.

That's right. That's right. My husband for example, plays golf. I, I, I'm cheap, you know this, I don't know how to spend any money. Golf is an expensive hobby. So when in some relationships the one will try to go out and spend a lot to match what he spends on golf. (Sure) My husband...he loves it 'cause he just gets to spend on the golf and I get to save all the money. No, you are kidding.

I knew what you are saying, though. But the other thing that some people do and you say this is really serious is they hide their purchases then.

That's right. That's right. Financial infidelity. Keeping separate purchases or, or cash and not letting you spouse know about it. Now lots of women when they get ready to get married, their mother will tell them to keep a secret account. My grandmather called it the home rack huzzy account. You know, in case he run out with a home rack huzzy, but that's not a good state. (That's not a good thing?) You should not have financial secrets in your marriage, (Yeah!) everything should be disclosed.

Michelle Singletary, always a pleasure to see you. Thank you so much. The title of new books is:

You Money And Your Man. How you and prince charming can spend well and live rich.


点击收听单词发音收听单词发音  

1 columnist XwwzUQ     
n.专栏作家
参考例句:
  • The host was interviewing a local columnist.节目主持人正在同一位当地的专栏作家交谈。
  • She's a columnist for USA Today.她是《今日美国报》的专栏作家。
2 aisle qxPz3     
n.(教堂、教室、戏院等里的)过道,通道
参考例句:
  • The aisle was crammed with people.过道上挤满了人。
  • The girl ushered me along the aisle to my seat.引座小姐带领我沿着通道到我的座位上去。
3 brokers 75d889d756f7fbea24ad402e01a65b20     
n.(股票、外币等)经纪人( broker的名词复数 );中间人;代理商;(订合同的)中人v.做掮客(或中人等)( broker的第三人称单数 );作为权力经纪人进行谈判;以中间人等身份安排…
参考例句:
  • The firm in question was Alsbery & Co., whiskey brokers. 那家公司叫阿尔斯伯里公司,经销威士忌。 来自英汉文学 - 嘉莉妹妹
  • From time to time a telephone would ring in the brokers' offices. 那两排经纪人房间里不时响着叮令的电话。 来自子夜部分
4 spouse Ah6yK     
n.配偶(指夫或妻)
参考例句:
  • Her spouse will come to see her on Sunday.她的丈夫星期天要来看她。
  • What is the best way to keep your spouse happy in the marriage?在婚姻中保持配偶幸福的最好方法是什么?
5 spouses 3fbe4097e124d44af1bc18e63e898b65     
n.配偶,夫或妻( spouse的名词复数 )
参考例句:
  • Jobs are available for spouses on campus and in the community. 校园里和社区里有配偶可做的工作。 来自辞典例句
  • An astonishing number of spouses-most particularly in the upper-income brackets-have no close notion of their husbands'paychecks. 相当大一部分妇女——特别在高收入阶层——并不很了解他们丈夫的薪金。 来自辞典例句
6 merged d33b2d33223e1272c8bbe02180876e6f     
(使)混合( merge的过去式和过去分词 ); 相融; 融入; 渐渐消失在某物中
参考例句:
  • Turf wars are inevitable when two departments are merged. 两个部门合并时总免不了争争权限。
  • The small shops were merged into a large market. 那些小商店合并成为一个大商场。
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