2019年经济学人 一周要闻 美各大银行财报出炉 Fiserv欲220亿美元收购FirstData 致敬投资传奇杰克博格尔

 

Fiserv said it would acquire First Data in a deal it valued at $22bn, one of the biggest ever mergers¹ in the financial-services-and-payments industry.

美国金融科技公司Fiserv表示，将以220亿美元收购“第一资讯公司”，这是金融服务和支付行业有史以来规模最大的合并之一。

America’s big banks reported earnings² for the fourth quarter. Despite a fall-off in bond and currency trading, net profit at JPMorgan Chase surged to $7.1bn. Bank of America’s quarterly profit of $7.3bn was another record for the bank. And having booked a charge of $22.6bn in the fourth quarter of 2017, Citigroup was able to please investors³ a year later by reporting a profit of $4.3bn.

美国的大型银行纷纷公布了第四季度的收益。尽管债券和外汇交易出现下滑，但摩根大通(JPMorgan Chase)净利润飙升至71亿美元。美国银行(Bank of America) 73亿美元的季度利润再次创下纪录。花旗集团(Citigroup)在2017年第四季度计入了226亿美元的支出，一年后公布了43亿美元的利润，这让投资者们喜上眉梢。

A row over pay prompted Santander to rescind⁴ its appointment of Andrea Orcel, the former head of ubs’s investment bank, as chief executive. The Spanish lender balked⁵ at fully⁶ compensating⁷ Mr Orcel for deferred⁸ pay, much of it in shares, accrued⁹ at the Swiss bank. The sum was reportedly 50m euros($57m).

一场围绕薪酬的争执，促使桑坦德取消了对瑞银投行部门前主管安德烈·奥塞尔(Andrea Orcel)的首席执行官任命。这家西班牙银行不愿全额补偿奥塞尔的递延支付薪酬，其中大部分为这家瑞银投行积累的股票。据报道，补偿的金额为5000万欧元(5700万美元)。

A true pioneer

真正的先驱

Tributes were paid to Jack¹⁰ Bogle, the founder¹¹ of Vanguard, who died at the age of 89. Mr Bogle revolutionised the investment industry in the 1970s by launching an index-tracking fund with super-low fees aimed at everyday investors. Some called him the Henry Ford¹² of finance for bringing Wall Street to the masses. Vanguard is now the world’s second-largest investment firm with $4.9trn of assets under management. One of his best-known pieces of investment advice was: “Time is your friend; impulse is your enemy.”

人们向先锋集团创始人杰克·博格尔致敬，博格尔享年89岁。上世纪70年代，博格尔推出了一只超低收费的指数跟踪基金，主要面向普通投资者，从而彻底改变了投资行业。一些人称他为金融界的亨利·福特，因为他将华尔街带到大众面前。先锋集团目前是全球第二大投资公司，管控着4.9万亿美元的资产。他最著名的一条投资建议是:“时间是你的朋友；冲动是你的敌人“。

1 mergers   

n.（两个公司的）合并( merger的名词复数 )

参考例句：

• Mergers fall into three categories: horizontal, vertical, and conglomerate. 合并分为以下三种：横向合并，纵向合并和混合合并。 来自辞典例句
• Many recent mergers are concentrated within specific industries, particularly in retailing, airlines and communications. 现代许多合并企业集中进行某些特定业务，在零售业、民航和通讯业中更是如此。 来自英汉非文学 - 政府文件

2 earnings   

n.工资收人；利润，利益，所得

参考例句：

• That old man lives on the earnings of his daughter.那个老人靠他女儿的收入维持生活。
• Last year there was a 20% decrease in his earnings.去年他的收入减少了20%。

3 investors   

n.投资者，出资者( investor的名词复数 )

参考例句：

• a con man who bilked investors out of millions of dollars 诈取投资者几百万元的骗子
• a cash bonanza for investors 投资者的赚钱机会

4 rescind   

v.废除，取消

参考例句：

• They accepted his advice and rescinded the original plan.他们听从了他的劝告，撤销了原计划。
• Trade Union leaders have demanded the government rescind the price rise.工会领导已经要求政府阻止价格上涨。

5 balked   

v.畏缩不前，犹豫( balk的过去式和过去分词 )；（指马）不肯跑

参考例句：

• He balked in his speech. 他忽然中断讲演。 来自《现代英汉综合大词典》
• They balked the robber's plan. 他们使强盗的计划受到挫败。 来自《现代英汉综合大词典》

6 fully   

adv.完全地，全部地，彻底地；充分地

参考例句：

• The doctor asked me to breathe in,then to breathe out fully.医生让我先吸气，然后全部呼出。
• They soon became fully integrated into the local community.他们很快就完全融入了当地人的圈子。

7 compensating   

补偿，补助，修正

参考例句：

• I am able to set up compensating networks of nerve connections. 我能建立起补偿性的神经联系网。
• It is desirable that compensating cables be run in earthed conduit. 补偿导线最好在地下管道中穿过。

8 deferred   

adj.延期的，缓召的v.拖延，延缓，推迟( defer的过去式和过去分词 )；服从某人的意愿，遵从

参考例句：

• The department deferred the decision for six months. 这个部门推迟了六个月才作决定。
• a tax-deferred savings plan 延税储蓄计划

9 accrued   

adj.权责已发生的v.增加( accrue的过去式和过去分词 )；（通过自然增长）产生；获得；（使钱款、债务）积累

参考例句：

• The company had accrued debts of over 1000 yuan. 该公司已积欠了1000多万元的债务。 来自《简明英汉词典》
• I have accrued a set of commemoration stamps. 我已收集一套纪念邮票。 来自《简明英汉词典》

10 jack   

n.插座，千斤顶，男人；v.抬起，提醒，扛举；n.（Jake）杰克

参考例句：

• I am looking for the headphone jack.我正在找寻头戴式耳机插孔。
• He lifted the car with a jack to change the flat tyre.他用千斤顶把车顶起来换下瘪轮胎。

11 Founder   

n.创始者，缔造者

参考例句：

• He was extolled as the founder of their Florentine school.他被称颂为佛罗伦萨画派的鼻祖。
• According to the old tradition,Romulus was the founder of Rome.按照古老的传说，罗穆卢斯是古罗马的建国者。

12 Ford   

n.浅滩，水浅可涉处；v.涉水，涉过

参考例句：

• They were guarding the bridge,so we forded the river.他们驻守在那座桥上，所以我们只能涉水过河。
• If you decide to ford a stream,be extremely careful.如果已决定要涉过小溪，必须极度小心。