银行英语情景口语 第100期:公司信贷业务 固定资产贷款情景(4)

 　　A: Good afternoon, it's nice to see you again. Have you decided¹ to go ahead and try for the Fixed² Asset Loan?

　　下午好，很高兴再次见到您。您已经决定了要办理并且申请固定资产贷款啦？

　　B: I'm going to need some more info first. I was wondering about the repayments⁴. How long would I have to pay back the loan?

　　首先我将需要更多的资讯。我想知道关于还款的事项。我需要多久来偿还贷款？

　　A: That depends. Our repayment³ plans go from 1 year to 10 years. The Fixed Asset Loan is a long-term loan, you see. The loan can be paid in either monthly or quarterly instalments, to suit your needs.

　　这要看具体情况。我们的还款计划从1年期到10年期的都有。您瞧，固定资产贷款是一项长期贷款。这笔贷款可以按每月或每季度分期付款偿还，以符合您的需要。

　　B: And how much is payable⁵ in each instalment?

　　每一期还款要付多少钱？

　　A: You will need to pay part of the principle sum and part of the interest due.

　　您将需要支付一部分本金和到期的利息部分。

　　B: Well, as far as I can see, the advantages outweigh⁶ the disadvantages. You've sold me! I，d like to go ahead.

　　嗯，据我看来，利大于弊。你彻底打动我了！我想马上办。

1 decided   

adj.决定了的，坚决的；明显的，明确的

参考例句：

• This gave them a decided advantage over their opponents.这使他们比对手具有明显的优势。
• There is a decided difference between British and Chinese way of greeting.英国人和中国人打招呼的方式有很明显的区别。

2 fixed   

adj.固定的，不变的，准备好的；(计算机)固定的

参考例句：

• Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗？
• Once the aim is fixed,we should not change it arbitrarily.目标一旦确定，我们就不应该随意改变。

3 repayment   

n.偿还，偿还款；报酬

参考例句：

• I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
• The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。

4 repayments   

偿还，报答，偿付的钱物( repayment的名词复数 )

参考例句：

• The repayments of the loan are spread over 10 years. 贷款可在十年内分期偿还。
• The repayments of the loan are spread over 25 years. 这笔贷款分摊二十五年偿还。

5 payable   

adj.可付的，应付的，有利益的

参考例句：

• This check is payable on demand.这是一张见票即付的支票。
• No tax is payable on these earnings.这些收入不须交税。

6 outweigh   

vt.比...更重，...更重要

参考例句：

• The merits of your plan outweigh the defects.你制定的计划其优点胜过缺点。
• One's merits outweigh one's short-comings.功大于过。