银行英语情景口语 第151期:国际结算业务 理财服务(3)

　　A: Good afternoon, you look a little stuck. Can I help?

　　下午好，你看起来有点儿不知所措。我能帮什么忙吗？

　　B: The thing is, I've got all of this information here, all of these leaflets, but I can't make head nor tail of them!

　　事情是这样的。我在这儿得到了所有这些消息，所有这些传单，但是我现在一头雾水。

　　A: I see. What is it exactly that you are interested in?

　　我知道了。您感兴趣的到底是什么？

　　B: I'm not sure which would be better for me; buying some insurance or putting my money in a Savings¹ Deposit.

　　我不确定哪个更好，买一些保险还是把我的钱存起来。

　　A: Well, that all depends on how much you want to invest.

　　好的，这完全取决于你想投资的数额。

　　B: I was thinking of around 10,000 RMB.

　　我想大约一万人民币。

　　A: That's a nice round figure to deal with! OK, if you were to buy this insurance policy, your yearly fixed² income from it would be 94.35 RMB.

　　这是一个很好筹算的整数。好的！如果你想要买这项保险的话，那么你将会每年得到固定数额收入是94.35人民币。

　　B: And for the Savings Deposit?

　　那要是把钱存起来呢？

　　A: For the Savings Deposit you could actually get more. You see, in time deposit, the interest rate is 1.58% after the 20% interest tax. So,technically you could get more than a third more.

　　用于存款的话，你实际上会得到的更多。您瞧，存定期存款的话，在扣除了百分之二十的利率税之后的利率是百分之1.58.因此，很显然，你能得到超过三分之一的利率。

　　B: Wow! A third more? Very good.

　　哇！超过三分之一呀。非常好。

1 savings   

n.存款，储蓄

参考例句：

• I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
• By this time he had used up all his savings.到这时，他的存款已全部用完。

2 fixed   

adj.固定的，不变的，准备好的；(计算机)固定的

参考例句：

• Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗？
• Once the aim is fixed,we should not change it arbitrarily.目标一旦确定，我们就不应该随意改变。