英语口语课堂 57 在银行

At the Bank 在银行

[00:05.69]I'd like to open an account.

[00:08.78]我想开立个账户

[00:11.86]A:May I help you,sir?

[00:13.64]A:先生,我能帮您忙吗?

[00:15.41]B:I'd like to open an account,

[00:17.33]B:我想开个账户.

[00:19.25]A:What kind of account do you like to open?

[00:21.47]A:您想开什么类型的账户?

[00:23.69]B:I'd like to open a savings¹ account.

[00:25.72]B:储蓄账户.

[00:27.74]You may choose one from....

[00:32.01]您可以从....中选择一种.

[00:36.28]A:Would you please tell me something about time deposits?

[00:39.22]A:您能给我介绍一下定期存款吗?

[00:42.16]It's my pleasure.

[00:43.83]B:我很愿意,

[00:45.51]We offer Time Certificates of Deposit of three,six,twelve-month or three-year maturity².

[00:50.13]我们的定期存款有三个月、六个月、十二个月和三年的

[00:54.75]You may choose one from those.

[00:56.78]您可以从中选择一种.

[00:58.80]A:Thank you.I'd like to deposit $500 for six months.

[01:02.03]A:多谢了,我想存500美元,存六个月.

[01:05.25]Can I renew the certificate on maturity?

[01:09.34]到期我可以续存吗?

[01:13.43]A:Excuse me, my CD(Certifi-cate of Deposit) matures today.

[01:16.46]A:我的定期存款今天到期,

[01:19.49]Can I renew the certificate on maturity?

[01:21.62]我可以续存吗?

[01:23.75]B:Yeah,certainly. You must decide what maturity you wish again.

[01:26.92]B:当然可以,您得决定存多长时间.

[01:30.10]A:I'd like to deposit it for another three years.

[01:32.58]A:我想再存三年.

[01:35.06]What maturities³ are the most popular?

[01:39.44]哪一种存款期限最受欢迎呢?

[01:43.81]A:Does the interest rate depend on how long you keep the certificate?

[01:46.84]A:利率的高低是否取决于存款时间呢?

[01:49.87]B:Yes,that's right.

[01:51.65]B:是的,您说得对,

[01:53.42]Certificates with the longer maturities bear a higher rate of return.

[01:56.60]期限长的存款利息就多些.

[01:59.77]A:What maturities are the most popular?

[02:02.00]A:哪一种存款期限最受欢迎?

[02:04.24]I think most customers will invest for the one year term.

[02:07.20]B:我想大多娄顾客都会选择一年期存款.

[02:10.17]The interest rate for time deposits is much higher than regular savings accounts

[02:16.39]定期存款的利率比一般的储蓄存款的利率要高得多

[02:22.60]I understand Time Certificate of Deposit pays a higher rate of interest than regular deposits do.

[02:27.13]A:据说定期存款的利率比一般存款高.

[02:31.67]B:That's right.

[02:33.20]B:对,

[02:34.72]The interest rate for time deposits is much higher than regular savings account,too.

[02:38.05]定期存款的利率比一般的储蓄存款利率要高得多

[02:41.38]A:Thank you for your information.B:It's my pleasure.

[02:44.11]谢谢您告诉我这些情况.B:不谢.

[02:46.84]You shouldn't withdraw your funds before maturity date.

[02:51.53]您不该在到期日前提取存款.

[02:56.22]A:What can I do for you?

[02:58.14]A:请问你有什么事?

[03:00.06]B:I have a time deposit here.But it'll mature two months later.

[03:03.14]我这儿有张定期存款单,两个月以后到期.

[03:06.23]I need the money for an emergency. Can I get it out now?

[03:09.36]可我有事急需这笔钱,能现在取款吗?

[03:12.50]A:You shouldn't withdraw your funds before maturity date.

[03:15.37]A:您不该在到期日之前取款,

[03:18.24]If you do,you can not receive the stated interest.

[03:20.97]否则就不能获得原定的利息了.

[03:23.70]Can you cash this check for me?

[03:27.33]你可以为我兑现这张支票吗?

[03:30.96]A:What can I do for you?

[03:32.79]A:我能为你做点什么?

[03:34.62]B:Can you cash this check for me?

[03:36.70]B:您可以为我兑现这张支票吗?

[03:38.78]A:May I ask what you need so much cash for?

[03:41.00]A:请问你怎么需要这么多现金?

[03:43.22]Yes,I what to make a purchase,and it has to be paid for in cash.

[03:46.65]B:噢,我要做一笔大买,需现金支付.

[03:50.09]Where can I exchange my dollars for pounds?

[03:54.57]在哪儿可以将美元换成英镑?

[03:59.05]A:Excuse me,do you exchange foreign monies?

[04:01.71]A:请问你们兑换外币吗?

[04:04.38]B:Sorry,we don't deal in foreign currency.

[04:06.79]B:对不起,我们不经营外币.

[04:09.21]A:Can you tell me where I can exchange my dollars for pounds?

[04:11.92]您能告诉我在哪儿可以将美元换成英镑吗?

[04:14.64]B:You can do it at City Bank.

[04:16.71]B:在花旗银行.

[04:18.77]What's the exchange rate today?

[04:22.35]今天的汇率是多少?

[04:25.93]A:I'd like to exchange some US dollars for RMB.

[04:28.75]A:我想将美元兑换成人民币.

[04:31.57]B:What's the amount you'd like to exchange?

[04:33.79]B:您想换多少?

[04:36.01]A:I'd like to exchangse $100. What's the exchange rate today?

[04:39.29]我想兑换100美元.今天的汇率是多少?

[04:42.57]B:Today's rate for cash purchases is 865.99

[04:46.34]今天的现钞买入价是865.99元

[04:50.12]Renminbi yuan for 100(one hundred) US dollars in notes.

[04:53.09]人民币兑换100美元.

[04:56.07]I'd like to convert the unused RMB back into US dollars.

[05:01.84]我想把没用完的人民币换成美元.

[05:07.62]A:It's very difficult to exchange foreign currencies at the airport,

[05:10.86]A:在机场兑换外币十分困难,

[05:14.10]so now I'd like to convert the unused RMB back into US dollars.

[05:17.43]所以我想在这儿把没用完的人民币兑换成美元

[05:20.76]B:Please fill in the exchange menu as the clerk tells you.

[05:23.58]B:请按这位职员说的填写外汇兑换单.

[05:26.40]A:Thank you.

[05:27.88]A:多谢了.

[05:29.35]What are you going to convert, bank notes or traveler's checks?

[05:35.09]你要兑换什么,是现钞还是旅行支票?

[05:40.82]A:I understand that foreign money can be converted at this bank.

[05:43.80]A:我知道这家银行可以兑换外币.

[05:46.78]That's right.What are you going to convert,bank notes or traveler's check?

[05:50.20]对.您想兑换什么,是现钞还是旅行支票?

[05:53.62]A:I'd like to convert some francs into dollars.

[05:56.35]A:我想把法郎兑换成美元.

[05:59.08]Please tell me the procedure for opening a checking account.

[06:04.16]请告诉我开支票账户的手续.

[06:09.24]A:I'd like to open a checking account.

[06:11.47]A:我想开个支票账户,

[06:13.71]Please tell me the procedure for opening a checking account.

[06:17.73]请告诉我需要的手续好吗?

[06:21.75]A:Is there a service charge for the checking account?

[06:24.33]A:开支票账户要收服务费吗?

[06:26.90]B:Yes, but no charge for the savings.

[06:29.17]B要收的,但储蓄账户不收服务费.

[06:31.44]Could you tell me the current rate for sterling⁴, please?

[06:36.53]您能告诉我现行的英国货币的兑换率吗?

[06:41.61]A:Can I help you?

[06:43.38]A:我能帮你吗?

[06:45.16]B:Could you tell me the current rate for sterling, please?

[06:47.78]您能告诉我现行的英国货币的兑换率吗?

[06:50.41]A:With pleasure.

[06:51.89]A:没问题.

[06:53.36]What kind of currency do you want?

[06:56.78]您要哪种货币?

[07:00.21]A:I'd like to exchange some francs.

[07:02.73]A:我想兑换一些法郎.

[07:05.25]B:What kind of currency do you want?

[07:07.27]B:您要哪种货币?

[07:09.30]A:Dutch guilders,please.

[07:11.06]A:荷兰盾.

[07:12.82]Would you mind giving me some dollars in tens and in fives?

[07:18.15]您能给我一些十美元和五美元的钞票吗?

[07:23.48]A:I'd like to exchange some francs for American dollars.

[07:26.00]A:我想兑换一些美元.

[07:28.52]B:What denominations⁵ would you like?

[07:30.65]B:要什么样的面值?

[07:32.78]A:Would you give me some in tens and fives?B:OK.

[07:35.46]您能给我一些十美元和五美元的钞票吗?可以.

[07:38.14]Can you tell me where the accounting⁶ department is?

[07:42.11]请问,会计科在哪儿?

[07:46.08]A:Can I help you?

[07:47.75]A:我能帮你吗?

[07:49.42]B:I'd like to see Mr. Addison.

[07:51.50]B:他在会计科.

[07:53.57]A:He's in the accounting department.

[07:55.85]A:他在会计科.

[07:58.12]B:Can you tell me where the accounting department is?

[08:00.40]B:你能告诉我会计科在哪儿吗?

[08:02.69]A:It's on the seccond floor.

[08:04.52]A:在二楼.

[08:06.35]What's the minimum deposit for opening a checking account?

[08:11.62]开一个支票账户的最低存款额是多少?

[08:16.90]A:Can you tell en the procedure for opening a checking account?

[08:19.63]A:您能告诉我开一个支票账户的手续吗?

[08:22.36]B:Sure,with pleasure.

[08:24.24]B:当然可以.

[08:26.12]A:What's the minimum deposit for opening a checking account?

[08:28.70]开一个支票账户的最低存款额是多少?

[08:31.27]B:It's $100

[08:33.15]B:100美元.

[08:35.03]Could you tell me my balance?

[08:39.21]能不能把我名下的节余金额告诉我?

[08:43.39]A:Good morning,sir.What can I do for you?

[08:46.03]A:早晨好,先生.有事儿吗?

[08:48.67]B:Could you tell me my balance?

[08:50.69]B:能不能把我名下的节余金额告诉我?

[08:52.72]A:Your account number, please.

[08:54.61]A:请把我的帐户告诉我.

[08:56.50]What's the difference between a savings account and a checking accoun?

[09:02.24]储蓄存款与支票存款有什么不同?

[09:07.97]Excuse me,can you tell me the difference between a savings account and a checking account?

[09:11.75]请您告诉我储蓄存款与支票存款有什么不同的好吗

[09:15.52]B:With pleasure.

[09:17.30]B:好的.

[09:19.07]I'd like to withdraw 200 dollars from my deposit account.

[09:24.85]我想从我的定期存款中支取200美元.

[09:30.62]A:Can I help you?

[09:32.36]我想从我的不定期存款中支取200美元.

[09:34.09]B:I'd like to withdraw 200 dollars from my deposit account.

[09:40.15]A:Please fill this slip first.

[09:42.28]A:请先把这张单子填上.

[09:44.41]Is it in yet?

[09:46.79]款到了吗?

[09:49.17]A:Good morning,sir.Can I help you?

[09:51.39]A:早晨好,先生.我能帮您吗?

[09:53.61]I'm expecting some money from New York.Is it in yet?

[09:56.48]我在等纽约寄来的钱.这笔款到了吗?

[09:59.35]A:Just a moment,please. Let me check.

[10:01.72]A:请稍等,我查一下.

1 savings   

n.存款，储蓄

参考例句：

• I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
• By this time he had used up all his savings.到这时，他的存款已全部用完。

2 maturity   

n.成熟；完成；(支票、债券等)到期

参考例句：

• These plants ought to reach maturity after five years.这些植物五年后就该长成了。
• This is the period at which the body attains maturity.这是身体发育成熟的时期。

3 maturities   

n.成熟（maturity的复数形式）

参考例句：

• Maturities of commercial paper range from three days to nine months. 商业票据的期限从3天到9个月不等。 来自互联网
• German federal government bonds issued with maturities of up to 30 years. 指期限可长达30年的德国联邦政府债券。 来自互联网

4 sterling   

adj.英币的(纯粹的，货真价实的)；n.英国货币(英镑)

参考例句：

• Could you tell me the current rate for sterling, please?能否请您告诉我现行英国货币的兑换率？
• Sterling has recently been strong,which will help to abate inflationary pressures.英国货币最近非常坚挺，这有助于减轻通胀压力。

5 denominations   

n.宗派( denomination的名词复数 )；教派；面额；名称

参考例句：

• Christians of all denominations attended the conference. 基督教所有教派的人都出席了这次会议。
• The service was attended by Christians of all denominations. 这次礼拜仪式各教派的基督徒都参加了。 来自《简明英汉词典》

6 accounting   

n.会计，会计学，借贷对照表

参考例句：

• A job fell vacant in the accounting department.财会部出现了一个空缺。
• There's an accounting error in this entry.这笔账目里有差错。