得益于互联网的普及 我国兴起智能投顾服务

 　　China will become the world's largest robo-adviser market thanks to its growing middle class and the popularity of the mobile Internet, according to a report released by CreditEase Corp and Bloomberg LP.

　　宜信公司与彭博资讯共同发布的一份报告显示，得益于日益壮大的中产阶层以及移动互联网的普及，我国将成为世界最大的智能投顾市场。

　　A robo-adviser is an online wealth management service that provides automated¹, algorithm-based portfolio² advice without the use of human financial planners.

　　智能投顾是一种在线财富管理服务，能在不需要人类理财规划师的情况下提供自动的、基于算法的投资组合建议。

　　得益于互联网的普及 我国兴起智能投顾服务

　　"With fast-paced urbanization and universal higher education, China's new middle class is growing quickly, which is a key factor for China to become the largest robo-adviser market in the near future," said Wang Fuxing, managing director at CreditEase Wealth Management Co and the main author of the report.

　　宜信财富董事总经理、报告主要作者王福星表示：“随着城镇化快速发展和人们受教育程度的普遍提高，中国的新中产阶层正快速壮大，这是中国在不久的将来成为最大智能投顾市场的关键因素。”

　　China will have 300 million to 500 million middle-class people in the next five to 10 years, the report said.

　　报告称，未来五至十年，中国的中产阶层人数将达3亿至5亿。

　　According to the report, Chinese new middle class are those who are familiar with the internet and good at improving their capabilities³ through different high-tech⁴ products.

　　该报告指出，中国新中产阶级是指那些熟悉互联网、善于通过不同的高科技产品提高自己的能力的人。

　　They are rational and fond of personalized and high-quality lifestyle and wealth management methods.

　　他们非常理性，喜欢个性化和高品质的生活方式和财富管理方法。

1 automated   

a.自动化的

参考例句：

• The entire manufacturing process has been automated. 整个生产过程已自动化。
• Automated Highway System (AHS) is recently regarded as one subsystem of Intelligent Transport System (ITS). 近年来自动公路系统(Automated Highway System,AHS)，作为智能运输系统的子系统之一越来越受到重视。

2 portfolio   

n.公事包；文件夹；大臣及部长职位

参考例句：

• He remembered her because she was carrying a large portfolio.他因为她带着一个大公文包而记住了她。
• He resigned his portfolio.他辞去了大臣职务。

3 capabilities   

n.能力( capability的名词复数 )；可能；容量；[复数]潜在能力

参考例句：

• He was somewhat pompous and had a high opinion of his own capabilities. 他有点自大，自视甚高。 来自辞典例句
• Some programmers use tabs to break complex product capabilities into smaller chunks. 一些程序员认为，标签可以将复杂的功能分为每个窗格一组简单的功能。 来自About Face 3交互设计精髓

4 high-tech   

adj.高科技的

参考例句：

• The economy is in the upswing which makes high-tech services in more demand too.经济在蓬勃发展，这就使对高科技服务的需求量也在加大。
• The quest of a cure for disease with high-tech has never ceased. 人们希望运用高科技治疗疾病的追求从未停止过。